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Alabama2026Enacted

HB545

Rounding Cash Transactions to the Nearest Five Cents

Last scannedAug 24, 2026, 9:06 AM

In one sentence

This law allows businesses in Alabama to round in-person cash payments up or down to the nearest five cents, but it does not change sale prices and excludes government transactions.

What it does

  • Allows rounding of in-person cash transactions to the nearest five cents using specific rules based on the final digit of the amount.
  • States that rounding changes only the payment or change given, not the actual sale price, tax collected, or fees.
  • Excludes all non-cash payments like credit cards, checks, gift cards, money orders, and electronic transfers from this rule.
  • Prohibits rounding for any transaction where payment is made to a state or local government agency.
  • Requires the Department of Revenue to post a notice on its website about this new authority.

Who it affects

  • Businesses that accept in-person cash payments
  • Customers who pay with physical cash for goods and services
  • The Alabama Department of Revenue

Limits and unknowns

  • The law does not apply to payments made with credit cards, checks, gift cards, money orders, electronic transfers, or any non-cash method.
  • Rounding is strictly forbidden for transactions where payment goes directly to a state or local government agency.

Plain language

Terms to know

In-person cash transaction
A purchase where the buyer pays using physical money while present at the location.
Governmental entity
Any state or local agency, department, office, or instrumentality located in Alabama.

Official record

Sources

Validated

Official summary

This act: (1) authorizes the rounding of in-person, cash transactions to the nearest five cents, except payment to state or local governmental entities; (2) provides that rounding a transaction does not affect the sale price or sales tax collected; and (3) authorizes rounding to be applied to the amount of the transaction or the amount of change tendered to customers.

Official activity

Bill history

  1. EnactedHouse
  2. Motion to Read a Third Time and Pass - Adopted Roll Call 1179 (Yeas 31, Nays 1)Senate
  3. Hovey motion to Table - Adopted Roll Call 1178 (Yeas 25, Nays 8)Senate
  4. Third Reading in Second House (Yeas 31, Nays 0)Senate
  5. Delivered to GovernorHouse
  6. Signature RequestedSenate
  7. EnrolledHouse
  8. Ready to EnrollHouse
  9. Figures 1st Amendment OfferedSenate
  10. Read for the Second Time and placed on the CalendarSenate
  11. Reported Out of Committee Second HouseSenate
  12. Pending Committee Action in Second HouseSenate
  13. Read for the first time and referred to the Senate Committee on Banking and InsuranceSenate
  14. Motion to Read a Third Time and Pass as Amended - Adopted Roll Call 1019 (Yeas 100, Nays 1)House
  15. Motion to Adopt - Adopted Roll Call 1018 (Yeas 101, Nays 1)House
  16. Third Reading in House of Origin (Yeas 101, Nays 1)House
  17. EngrossedHouse
  18. Financial Services Engrossed Substitute OfferedHouse
  19. Read for the Second Time and placed on the CalendarHouse
  20. Reported Out of Committee House of OriginHouse

Changes

Amendments

2 stored

MS3I61H-1

This amendment allows businesses in Alabama to round the total cost of cash-only purchases up or down to the nearest five cents using a specific set of rules.

PSDNNRG-1

This amendment requires stores that round cash transactions up by five cents to send that extra money to a school fund, while letting them keep the savings from rounding down.