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Alaska2026Passed Legislature

HB144

Alaska Insurance Rules for Prior Authorization and Step Therapy

Last scannedSep 22, 2026, 12:32 AM

In one sentence

This law sets new rules for how insurance companies must handle requests to approve medical treatments, including strict time limits for decisions and requirements for clear communication with doctors.

What it does

  • Requires insurers to make a decision on standard prior authorization requests within 72 hours of receiving them if submitted by methods other than fax.
  • Mandates that standard requests sent by fax be decided within 72 hours, excluding weekends.
  • States that expedited or urgent requests must be decided within 24 hours after the insurer receives them.
  • Requires insurers to request missing information from providers within one calendar day for expedited requests and three days for standard requests if the initial submission is incomplete.
  • Allows insurers up to 14 working days to receive additional information once requested, provided they notify the provider of this deadline.
  • States that if an insurer does not respond by the deadline with a denial, approval, or request for more info, the request is automatically considered approved.
  • Requires insurers to publish their prior authorization standards on their website in detailed, easily understood language and update clinical criteria at least once a year.
  • Sets minimum time periods for how long prior authorization approvals last, including 12 months for chronic conditions if treatment plans do not change.

Who it affects

  • Health care insurers offering policies issued or renewed on or after January 1, 2027.
  • Doctors and health care facilities that submit requests to approve medical treatments.
  • Patients covered by these insurance plans who need approval for specific services.

Limits and unknowns

  • The law applies only to health plans issued or renewed on or after January 1, 2027.
  • The provided text is truncated and does not include the full details regarding step therapy rules mentioned in the bill title.

Plain language

Terms to know

Prior Authorization
A requirement where a doctor must get permission from an insurance company before providing certain medical care or drugs to ensure it is covered.
Expedited Request
An urgent request for approval that requires the insurer to make a decision within 24 hours instead of the standard time limit.
Peer Review
A process where another doctor with similar expertise reviews a prior authorization request, specifically required when requested by a provider regarding an adverse decision.

Official record

Sources

Source checked
Read the official summary

INSURANCE; PRIOR AUTHORIZATIONS An Act relating to prior authorization requests for medical care covered by a health care insurer; relating to a prior authorization application programming interface; relating to step therapy; and providing for an effective date.

Official activity

Bill history

  1. (H) COSPONSOR(S): HIMSCHOOT943
  2. (H) Minutes (HL&C)Min
  3. (H) Heard & Held -- Recessed to 3:15 pm --Text
  4. (H) LABOR & COMMERCE at 09:00 AM BARNES 124Text
  5. (H) Minutes (HL&C)Min
  6. (H) Heard & Held -- Delayed to 15 min. Following Session --Text
  7. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text
  8. (H) -- Testimony <Invitation Only> -- -- MEETING CANCELED --Text
  9. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text
  10. (H) COSPONSOR(S): PRAX651
  11. (H) REFERRED TO LABOR & COMMERCE638
  12. (H) FN1: ZERO(CED)638
  13. (H) NR: GRAY, MINA638
  14. (H) DP: PRAX, FIELDS, RUFFRIDGE, MEARS, SCHWANKE638
  15. (H) HSS RPT CS(HSS) 5DP 2NR638
  16. (H) Minutes (HHSS)Min
  17. (H) Moved CSHB 144(HSS) Out of Committee -- Delayed to 4:00 p.m. --Text
  18. (H) HEALTH & SOCIAL SERVICES at 03:15 PM DAVIS 106Text
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  20. (H) Heard & HeldText