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Alaska2026Passed Legislature

HB211

Alaska Law on Prepaid Legal Plans

Last scannedSep 12, 2026, 4:46 AM

In one sentence

This bill states that prepaid legal plans are not insurance and sets rules for how companies must inform members about costs, services, and cancellation.

What it does

  • Exempts prepaid legal plans from state laws that regulate insurance.
  • Defines a prepaid legal plan as an arrangement where members pay in advance for specific legal services provided by contracted attorneys who receive fixed payments.
  • Bans misleading ads that claim these plans are insurance or promise guaranteed results beyond covered services.
  • Requires companies to give written details before enrollment about costs, covered services, how to access them, and how to file complaints.
  • Prohibits charging fees for months after a member cancels the plan.
  • Bans penalties for canceling membership in the plan.

Who it affects

  • Companies that offer prepaid legal plans in Alaska
  • People who join or consider joining these legal service plans

Limits and unknowns

  • The bill does not state a specific date when these rules will start.
  • The text defines what is covered but does not list every type of legal service included or excluded.

Plain language

Terms to know

Prepaid Legal Plan
An agreement where a person pays ahead of time for specific legal services from an attorney hired by the plan.
Disenroll
To cancel membership in the prepaid legal plan.

Official record

Sources

Validated
Official bill pageIntroduced textCurrent bill text

Official summary

INSURANCE: PREPAID LEGAL PLANS An Act relating to prepaid legal plans.

Official activity

Bill history

  1. (S) JUD REFERRAL ADDED AFTER L&C2627
  2. (S) Heard & HeldText
  3. (S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)Text
  4. (S) REFERRED TO LABOR & COMMERCE2463
  5. (S) L&C2463
  6. (S) READ THE FIRST TIME - REFERRALS2463
  7. (H) VERSION: CSHB 211(L&C)2381
  8. (H) TRANSMITTED TO (S)2381
  9. (H) PASSED Y33 N4 E32375
  10. (H) READ THE THIRD TIME CSHB 211(L&C)2375
  11. (H) ADVANCED TO THIRD READING 5/1 CALENDAR2355
  12. (H) L&C CS ADOPTED UC2355
  13. (H) READ THE SECOND TIME2355
  14. (H) RULES TO CALENDAR 4/30/20262355
  15. (H) FN1: ZERO(CED)2303
  16. (H) NR: SADDLER, D.NELSON2303
  17. (H) DP: FRIER, CARRICK, HALL, FIELDS2303
  18. (H) L&C RPT CS(L&C) NEW TITLE 4DP 2NR2303
  19. (H) Moved CSHB 211(L&C) Out of CommitteeText
  20. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text