This amendment allows insurance companies to sell special accident coverage for ride-share and delivery drivers while letting personal car insurers exclude these workers from standard policies.
Alaska2026Passed Legislature
HB214
Insurance Rules for Ride and Delivery Drivers
Last scannedSep 14, 2026, 12:32 AM
In one sentence
This bill allows personal car insurance policies to exclude coverage when drivers work with ride or delivery apps, creates a new type of accident insurance option for these workers, and updates the list of people who are not covered by standard state worker injury laws.
What it does
- Allows insurers to remove all coverage from a driver's personal auto policy while they are logged into an app network, giving rides, or making deliveries.
- Creates a new type of group accident insurance that companies can buy for drivers and couriers instead of standard workers' compensation.
- Clarifies that personal car insurance policies do not have to cover accidents happening during work times with transportation or delivery apps.
- Adds ride-share drivers who provide prearranged rides or are logged onto a digital network to the list of people excluded from state worker injury laws.
Who it affects
- Drivers for transportation network companies
- Couriers working for delivery services using personal vehicles
- Insurance companies that sell car and accident policies in Alaska
Limits and unknowns
- The bill does not specify an effective date in the provided text.
- Insurers may still choose to provide coverage if they want, as long as it is done by contract or endorsement.
Plain language
Terms to know
- Transportation Network Company
- A business defined by state law (AS 28.23.180) that connects drivers with people needing rides.
- Delivery Network Company
- A business defined by state law (AS 28.23.180) that connects couriers with customers needing items delivered.
- Occupational Accident Insurance
- Group or blanket insurance for job-related injuries, which is not health care insurance or workers' compensation insurance.
Official record
Sources
Official summary
INSURANCE; TRANSPORT/DELIVERY NETWORK CO. An Act relating to transportation network companies and delivery network companies; relating to proof of financial responsibility for suspension for nonpayment of judgments; relating to insurance coverage for transportation of persons for hire; and relating to occupational accident insurance.
Official activity
Bill history
- (H) PENDING TITLE CHANGE HCR2893
- (H) CONCUR MESSAGE READ AND HELD2893
- (S) VERSION: CSHB 214(STA) AM S2764
- (S) TRANSMITTED TO (H) AS AMENDED2764
- (S) ENGROSSED2764
- (S) RECONSIDERATION NOT TAKEN UP2763
- (S) KAWASAKI NOTICE OF RECONSIDERATION2738
- (S) PASSED Y17 N32737
- (S) AUTOMATICALLY IN THIRD READING2737
- (S) ...CHANGES TITLE OF LEGISLATION2726
- (S) AM NO 1 ADOPTED Y13 N72726
- (S) RETURN TO SECOND FOR AM 1 UC2726
- (S) MOVED TO BOTTOM OF CALENDAR2723
- (S) READ THE THIRD TIME CSHB 214(STA)2723
- (S) ADVANCED TO THIRD READING 5/17 CAL2690
- (S) READ THE SECOND TIME2689
- (S) RULES TO CALENDAR 5/16/20262689
- (S) FN1: ZERO(ADM)2565
- (S) DP: KAWASAKI, BJORKMAN, GRAY-JACKSON, TILTON2565
- (S) STA RPT 4DP2565
Changes
Amendments
1 stored