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Alaska2026Passed Legislature

HB294

Limits on Health Insurance Deductibles

Last scannedSep 21, 2026, 12:32 AM

In one sentence

This bill sets the maximum annual deductible that health insurance companies in Alaska can require for individual and family plans.

What it does

  • Sets a limit of $1,700 for an individual plan's annual deductible.
  • Sets a limit of $3,400 for a family plan's annual deductible.
  • Applies to insurers that offer, issue, deliver, or renew health care insurance policies.

Who it affects

  • Health insurance companies in Alaska
  • People with individual health insurance plans
  • Families covered under family health insurance plans

Limits and unknowns

  • The official text does not state when this law will take effect.
  • The provided excerpt does not explain penalties for insurers that charge more than the limit.

Official record

Sources

Validated

Official summary

INSURANCE DEDUCTIBLE LIMITS An Act relating to health care insurance deductibles.

Official activity

Bill history

  1. (H) REFERRED TO LABOR & COMMERCE1570
  2. (H) L&C, FIN1570
  3. (H) READ THE FIRST TIME - REFERRALS1570