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Alaska2026Passed Legislature

SB122

Alaska Health Insurance Network Standards

Last scannedSep 14, 2026, 12:32 AM

In one sentence

This law sets minimum rules for how many doctors and hospitals health insurance companies must include in their networks across different regions of Alaska.

What it does

  • Requires insurers to list all licensed hospitals, skilled nursing facilities, mental health centers, substance abuse facilities, and tribal health organizations in their provider network.
  • Mandates that insurer networks include a specific percentage of doctors, physician assistants, and advanced practice nurses based on the region where coverage is sold.
  • Divides Alaska into six contracting regions with different minimum percentages for included providers: 70% for Anchorage, 75% for Mat-Su and Fairbanks areas, and 80% for other regions.
  • Allows insurers to request a temporary exception from these standards for up to 36 months if they submit a plan to meet the rules later.
  • Requires insurers to report annually whether they meet these network standards as part of their rate filings with state officials.

Who it affects

  • Health care insurance companies operating in Alaska
  • Doctors, physician assistants, and advanced practice registered nurses licensed in the state
  • Hospitals, skilled nursing facilities, mental health centers, substance abuse facilities, and tribal health organizations

Limits and unknowns

  • The law does not specify the exact steps for requesting an exception until state officials write new rules.
  • It is unclear how many providers currently exist in each region to calculate if insurers meet the required percentages.

Plain language

Terms to know

Provider network
The list of doctors, hospitals, and other medical providers that an insurance company has agreed to work with.
Contracting region
A specific geographic area in Alaska used by the law to set different rules for how many providers must be included.
Advanced practice registered nurse (APRN)
A highly trained nurse who can provide medical care, often working alongside or instead of a doctor.

Official record

Sources

Validated

Official summary

HEALTH INSURANCE NETWORK STANDARDS An Act relating to insurance; establishing standards for health insurance provider networks; and providing for an effective date.

Official activity

Bill history

  1. (S) Minutes (SL&C)Min
  2. (S) <Bill Hearing Canceled>Text
  3. (S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)Text
  4. (S) REFERRED TO LABOR & COMMERCE723
  5. (S) FN1: (CED)723
  6. (S) NR: TOBIN723
  7. (S) DNP: HUGHES723
  8. (S) DP: DUNBAR, CLAMAN, GIESSEL723
  9. (S) HSS RPT CS 3DP 1DNP 1NR SAME TITLE723
  10. (S) Minutes (SHSS)Min
  11. (S) Moved CSSB 122(HSS) Out of Committee -- Agenda Change --Text
  12. (S) HEALTH & SOCIAL SERVICES at 03:30 PM BUTROVICH 205Text
  13. (S) Minutes (SHSS)Min
  14. (S) <Bill Hearing Rescheduled to 04/03/25> -- Agenda Change --Text
  15. (S) HEALTH & SOCIAL SERVICES at 03:30 PM BUTROVICH 205Text
  16. (S) Minutes (SHSS)Min
  17. (S) Heard & HeldText
  18. (S) HEALTH & SOCIAL SERVICES at 03:30 PM BUTROVICH 205Text
  19. (S) Minutes (SHSS)Min
  20. (S) <Bill Hearing Canceled>Text