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Alaska2026Passed Legislature

SB35

Insurance Rules for Ride and Delivery Drivers

Last scannedSep 20, 2026, 12:32 AM

In one sentence

This bill allows insurers in Alaska to exclude personal car coverage when drivers are working for ride or delivery apps, while also authorizing the sale of a specific type of accident insurance for these workers.

What it does

  • Allows authorized insurers to sell group occupational accident insurance for transportation and delivery network company workers.
  • Permits auto insurers to exclude all coverage from personal car policies when drivers are logged into an app, providing rides, or delivering items.
  • Clarifies that personal auto policies do not have to cover injuries or losses while a driver is working on the digital network.
  • Adds transportation network company drivers and delivery couriers to the list of people excluded from standard workers' compensation laws.
  • Defines specific criteria for when someone counts as an independent contractor instead of an employee.

Who it affects

  • Transportation network company drivers, such as those driving rideshare vehicles.
  • Delivery network company couriers who deliver food or packages using personal vehicles.
  • Insurance companies that sell auto and commercial casualty insurance in Alaska.
  • Workers classified as independent contractors under the new rules.

Limits and unknowns

  • The bill does not state when it will officially take effect.
  • Insurers may still choose to provide coverage for these drivers if they agree to do so in a contract, but the law does not require them to.
  • The provided text ends before listing all criteria required to be considered an independent contractor.

Plain language

Terms to know

Transportation Network Company
A business defined by state law (AS 28.23.180) that uses a digital network to connect drivers with passengers for prearranged rides.
Delivery Network Company
A business defined by state law (AS 28.23.180) that uses a digital network to connect couriers with customers who need items delivered.
Occupational Accident Insurance
Insurance covering work-related injuries or accidents, which is distinct from health care insurance and workers' compensation insurance.

Official record

Sources

Validated
Official bill pageIntroduced textCurrent bill text

Official summary

TRANSPORTATION/DELIVERY NETWORK COMPANIES An Act relating to transportation network companies and delivery network companies; and relating to occupational accident insurance.

Official activity

Bill history

  1. (H) REFERRED TO RULES2637
  2. (H) FN3: ZERO(CED)2637
  3. (H) FN2: ZERO(LWF)2637
  4. (H) AM: D.NELSON2637
  5. (H) NR: CARRICK2637
  6. (H) DNP: COULOMBE, SADDLER2637
  7. (H) DP: FRIER, FIELDS, HALL2637
  8. (H) TITLE CHANGE: HCR 252637
  9. (H) L&C RPT HCS(L&C) NEW TITLE 3DP 2DNP 1NR 1AM2637
  10. (H) Moved HCS CSSB 35(L&C) Out of CommitteeText
  11. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text
  12. (H) Heard & HeldText
  13. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text
  14. (H) Heard & HeldText
  15. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text
  16. (H) Heard & HeldText
  17. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text
  18. (H) Heard & HeldText
  19. (H) LABOR & COMMERCE at 03:15 PM BARNES 124Text
  20. (H) L&C2166

Changes

Amendments

1 stored

AM 1

This amendment requires transportation or delivery network companies to offer insurance coverage that meets specific minimum dollar amounts.