California2026Enacted

AB-1

Reviewing Insurance Rules for Wildfire Risk

Last scannedAug 24, 2026, 7:05 AM

In one sentence

This law requires state insurance officials to review their wildfire risk rules by January 1, 2030, and every five years after that.

Requires the Department of Insurance to consider updating regulations on or before January 1, 2030.
Mandates a similar consideration every five years after the first review in 2030.
Asks officials to look at adding new rules for building hardening measures and communitywide wildfire prevention programs.
Requires the department to consult with specified agencies to identify additional safety measures.
Orders the department to create a process so the public can share ideas during this review.

This law only requires officials to consider changes; it does not force them to update the rules.
The text mentions consulting with specified agencies but does not list which specific agencies must be consulted in this summary.
No effective date is listed in the provided source material.

Plain language

Building hardening measures: Changes made to a property, such as special roofs or vents, to help stop fire from spreading.
Rating plan: The method an insurance company uses to decide how much money a customer pays for coverage based on risk factors like wildfire mitigation.

Official record

Source attached

Residential property insurance: wildfire risk.

Official activity