California2026Active
AB-1048
Workers' Compensation Contract Disclosure Rules
Last scannedAug 24, 2026, 7:05 AM
In one sentence
This law requires payors to share specific contract details with doctors when a contract is the reason for changing or denying payment, and it sets new rules requiring physicians to sign requests for medical treatment.
What it does
- Requires explanations of benefits or review to include contact information if a contract is the reason for adjusting, changing, or denying payment.
- Mandates that payors provide the state-assigned network ID number and an email address so providers can request copies of contracts.
- States that simply naming the medical provider network does not meet the requirement to share contract details.
- Requires payors to send a copy of the underlying contract within 30 business days if requested by a doctor or their agent.
- Limits requests for contract copies to once every 365-day period per requestor.
- Reorders bills and requires payment as specified if the contract is not sent within the required time frame.
Who it affects
- Payors who handle workers' compensation claims
- Medical providers such as doctors, surgeons, chiropractors, acupuncturists, and hospitals
Limits and unknowns
- The bill does not specify an effective date in the provided text.
- The exact penalties for failing to send a contract within 30 days are described only as reprocessing and paying 'as specified,' without listing specific fine amounts.
Plain language
Terms to know
- Explanation of Review or Benefits
- A document sent to a provider that explains how much was paid and why any amount was changed, adjusted, or denied.
- Underlying Contract
- The agreement between the payor and a network of doctors that sets specific rates for medical services.
- Rendering Medical Provider
- The doctor or health care professional who actually provided the treatment to the injured worker.
Official record
Sources
Official summary
Workers’ compensation.
Official activity
Bill history
- Senate - Appropriations