Florida2026Active
HB1343
New Rules for Insurance Customer Representative Licenses
Last scannedAug 24, 2026, 10:35 AM
In one sentence
This law updates the ways people can qualify to become licensed insurance customer representatives in Florida by adding new education options.
What it does
- Allows a high school diploma with completion of a specific insurance and personal finance course as a way to get a license.
- Allows college degrees approved by the department that include at least nine credit hours of insurance instruction, including property, casualty, and inland marine topics, to count for licensing.
- Requires the Department of Education, working with the Department of Financial Services, to create a half-credit course on insurance and personal finance.
- Sets rules so school districts can offer this new course starting in the 2027-2028 school year.
- Keeps existing professional designations as valid ways for applicants to qualify.
Who it affects
- People applying for an insurance customer representative license
- The Florida Department of Education
- The Florida Department of Financial Services
- Florida school districts
Limits and unknowns
- The law requires the Department of Education to develop the course by January 1, 2027, but does not specify penalties if this deadline is missed.
- Specific colleges must be approved by the department for their degrees to count toward licensing; the bill does not list which schools are currently approved.
Plain language
Terms to know
- Customer Representative License
- A permit that allows a person to work as an insurance customer representative in Florida.
- Property and Casualty Insurance
- Types of insurance covering damage to property or legal liability for injuries, which are included in the new course requirements.
Official record
Sources
Official summary
Insurance Customer Representative Licensing Qualifications
Official activity
Bill history
- Chapter No. 2026-133