Florida2026Active
SB1452
Changes to Financial Services and Insurance Rules
Last scannedAug 24, 2026, 10:35 AM
In one sentence
This law updates how Florida handles government payments, changes rules for hurricane home repair grants, sets new standards for insurance licenses, clarifies when business property is considered abandoned, and adjusts dispute timelines for health care providers.
What it does
- Removes the Department of Financial Services' power to make semimonthly salary payments.
- Updates eligibility requirements and grant limits for the My Safe Florida Home hurricane mitigation program.
- Sets new rules for when stock, equity interests, or debt in a business is considered abandoned property.
- Changes how health care providers must file disputes about payment amounts with insurance carriers by revising timeframes.
- Requires funeral service applicants to pay all fines before getting a license and sets specific disqualification periods.
Who it affects
- The Department of Financial Services
- Homeowners applying for hurricane mitigation grants under the My Safe Florida Home Program
- Insurance agents, public adjusters, bail bond applicants, and deferred presentment providers seeking licenses or renewals
- Funeral service providers and their licensing board
Limits and unknowns
- The text does not list specific dollar amounts for fines or grant limits.
- Exact dates for when new rules take effect are listed in the metadata but detailed timelines within the law vary by section.
- Some sections mention adopting future rules, so those final details may change later.
Plain language
Terms to know
- My Safe Florida Home Program
- A state program that gives grants to homeowners for making repairs to protect against hurricanes.
- Abandoned property
- Business stock, equity interests, debt, or other assets that have not been claimed by their owners after a set time period.
- Deferred presentment provider
- A business offering short-term loans where the borrower agrees to pay back later with interest.
Official record
Sources
Official summary
Department of Financial Services
Official activity
Bill history
- Chapter No. 2026-174, companion bill(s) passed, see CS/CS/HB 1311 (Ch. 2026-132)