Georgia2025Enacted
HB1344
Georgia Insurance Affordability and Claims Integrity Act
Last scannedAug 25, 2026, 4:37 AM
In one sentence
This law strengthens the Commissioner of Insurance's enforcement powers and clarifies rules about insurance, fraud, claims processing, uninsured drivers, excluded drivers, premium taxes, rates, and unregistered vehicles.
What it does
- Strengthens the enforcement authority of the Commissioner of Insurance.
- Clarifies regulations on insurance and insurance fraud.
- Updates rules regarding uninsured motorists and excluded drivers.
- Adjusts guidelines for premium tax and insurance rates.
- Sets new standards for claims processing.
Who it affects
- The Commissioner of Insurance
- Insurance companies operating in Georgia
- Drivers who are uninsured or have excluded drivers on their policies
- Owners of motor vehicles
Limits and unknowns
- The official summary lists the topics covered but does not explain the specific details of how each rule changes.
- The law takes effect on January 1, 2027.
Official record
Sources
Official summary
Georgia Insurance Affordability and Claims Integrity Act; enact
Official activity
Bill history
- House Date Signed by Governor