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HB0016

HB0016: Changing Illinois Estate Tax Exclusion Amount

Last scannedAug 24, 2026, 10:00 AM

In one sentence

This bill changes how much money a person can leave behind before their estate owes tax to the state of Illinois for deaths occurring on or after January 1, 2026.

What it does

  • Amends the Illinois Estate and Generation-Skipping Transfer Tax Act.
  • Sets the exclusion amount for persons dying on or after January 1, 2026, equal to the applicable federal limit under Section 2010 of the Internal Revenue Code.
  • Includes any deceased spousal unused exclusion amount in this new calculation if a valid election is made.
  • Replaces the current fixed Illinois exclusion amounts that were $4,000,000 for deaths between January 1, 2013, and December 31, 2025.

Who it affects

  • Individuals who die on or after January 1, 2026.
  • Estate executors responsible for filing Illinois estate tax returns under the new rules.
  • Surviving spouses whose unused federal exclusion amounts may now apply to the state calculation.

Limits and unknowns

  • The bill ties the state limit to future changes in federal law, so no specific dollar amount is set.
  • The provided text does not show if there are different rules for non-resident trusts or other specific estate types beyond what is defined.

Plain language

Terms to know

Exclusion amount
The dollar value of assets that can be transferred without being taxed by the state.
Deceased spousal unused exclusion amount
A portion of a deceased spouse's tax-free limit that was not used and is available to their surviving partner if an election is made.
Internal Revenue Code Section 2010
The federal law section that sets the national standard for estate tax exclusions.

Official record

Sources

Source attached

Official summary

ESTATE TAX-EXCLUSION AMOUNT