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HB0047

HB0047: Medicare Premium Deduction from Senior Property Tax Exemption Income

Last scannedAug 24, 2026, 10:00 AM

In one sentence

This bill changes how Illinois calculates household income for the Low-Income Senior Citizens Assessment Freeze Homestead Exemption by allowing seniors to subtract their Medicare premiums starting in taxable year 2026.

What it does

  • Amends Section 15-172 of the Property Tax Code regarding the Low-Income Senior Citizens Assessment Freeze Homestead Exemption.
  • Requires that household income used for eligibility be reduced by Medicare premiums paid during the calendar year, beginning in taxable year 2026.

Who it affects

  • Illinois seniors who apply for or currently hold the Low-Income Senior Citizens Assessment Freeze Homestead Exemption.
  • Chief County Assessment Officers in counties where eligible properties are located.

Limits and unknowns

  • The bill text does not specify the exact dollar amount of Medicare premiums that can be deducted, only that they must be amounts actually paid by the taxpayer.
  • The source material is truncated and does not show the full verification process or forms required to claim this deduction.

Plain language

Terms to know

Low-Income Senior Citizens Assessment Freeze Homestead Exemption
A property tax relief program that freezes the assessed value of a senior's home to limit their property taxes if they meet income requirements.
Household Income
The combined income of all people living in the residence for the calendar year before the taxable year, now reduced by Medicare premiums starting in 2026.
Taxable Year
The specific year for which property taxes are calculated and paid; this change applies to years beginning with 2026.

Official record

Sources

Source attached

Official summary

PROP TAX-SR FREEZE-MEDICARE