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Kansas2026Passed Legislature

HB2047

Kansas Real-Time Motor Vehicle Insurance Verification Act

Last scannedAug 24, 2026, 9:52 AM

In one sentence

This bill creates a new online system to check if cars in Kansas have the required liability insurance.

What it does

  • Creates a web-based system for checking motor vehicle liability insurance status.
  • Requires most car insurance companies licensed in Kansas to connect their systems to this verification tool.
  • Allows authorized personnel from state agencies, courts, and law enforcement to access the system to verify coverage.
  • Sets July 1, 2026 as the deadline for the system to be fully working after a testing period of at least nine months.
  • Makes all data in the system confidential so it cannot be used in private lawsuits.

Who it affects

  • Motor vehicle insurance companies licensed or authorized to do business in Kansas
  • The Kansas Insurance Department and Commissioner of Insurance
  • Law enforcement agencies, courts, and state officials authorized by law

Limits and unknowns

  • The bill does not require checking insurance on cars registered in other states.
  • Police cannot stop a car just because they are trying to check its insurance status through the new system.
  • Small insurers with fewer than 1,000 vehicles may use an alternative method instead of connecting directly.

Plain language

Terms to know

Insurance verification system
A web-based tool used to confirm if a vehicle has valid liability insurance.
Commercial vehicle coverage
Insurance for business vehicles; these are not required to join the system but may do so voluntarily.

Official record

Sources

Validated
Official bill pageIntroduced textOfficial digestCurrent bill textStored full record

Official summary

Providing for the establishment of an online insurance verification system for the verification of evidence of motor vehicle liability insurance.

Official activity

Bill history

  1. Died in Senate CommitteeSenate
  2. Hearing: Wednesday, March 5, 2025, 9:30 AM — Room 546-S eventSenate
  3. Engrossed on Thursday, February 20, 2025House
  4. Referred to Senate Committee on Financial Institutions and InsuranceSenate
  5. Received and IntroducedSenate
  6. Final Action - Passed as amended; Yea 121, Nay 0, Absent 4House
  7. Committee of the Whole - Be passed as amendedHouse
  8. Committee of the Whole - Committee Report be adoptedHouse
  9. Committee Report recommending bill be passed as amended by House Committee on InsuranceHouse
  10. Hearing: Wednesday, January 29, 2025, 3:30 PM — Room 218-N eventHouse