Keeping Law SimpleLegislation, clearly explained
Back to Kansas
Kansas2026Passed Legislature

HB2087

Rules for Nonadmitted Insurers and Vehicle Dealer Insurance in Kansas

Last scannedAug 24, 2026, 9:52 AM

In one sentence

This bill allows certain non-Kansas insurance companies to sell specific types of coverage, including vehicle dealer liability policies, while requiring agents to inform customers about the risks involved.

What it does

  • Allows eligible nonadmitted insurers to provide excess coverage for Kansas risks and transact business with vehicle dealers.
  • Requires the commissioner of insurance to maintain a list of eligible nonadmitted insurers.
  • Mandates that licensed agents get written consent from customers before placing them with these insurers, unless binding is urgent in which case confirmation must be obtained within 30 days.
  • Forces agents to tell customers that their policies are not reviewed by state officials and lack guaranty fund protection.
  • Updates vehicle dealer license rules so they can use insurance from eligible nonadmitted carriers.

Who it affects

  • Nonadmitted insurers seeking to do business in Kansas
  • Licensed property and casualty agents selling excess lines coverage
  • Vehicle dealers needing liability insurance for their lots
  • The commissioner of insurance

Limits and unknowns

  • The bill text provided is truncated and does not show the full list requirements or all conditions for eligibility.
  • No effective date is listed in the source material, so it is unclear when these rules would start if enacted.
  • The final status shows the bill died on calendar, meaning this specific version did not become law.

Plain language

Terms to know

Nonadmitted insurer
An insurance company not authorized to do general business in Kansas but allowed under specific rules.
Excess lines coverage
Insurance for risks that regular admitted companies will not cover or cannot provide enough of after diligent effort.
Guaranty associations
State funds that protect policyholders if an authorized insurance company goes out of business; these do not apply to nonadmitted insurers.

Official record

Sources

Validated
Official bill pageIntroduced textOfficial digestCurrent bill textStored full record

Official summary

Authorizing certain nonadmitted insurers to transact certain business in Kansas and requiring the commissioner of insurance to maintain a list of eligible nonadmitted insurers.

Official activity

Bill history

  1. Died on CalendarHouse
  2. Motion to accede adopted; Sen. Brenda Dietrich , Sen. Michael Fagg and Sen. Marci Francisco appointed as confereesSenate
  3. Nonconcurred with amendments; Conference Committee requested; appointed Rep. Bill Sutton , Rep. Brian Bergkamp and Rep. Cindy NeighborHouse
  4. Emergency Final Action - Passed as amended; Yea 38, Nay 2Senate
  5. Committee of the Whole - Be passed as amendedSenate
  6. Committee of the Whole - Committee Report be adoptedSenate
  7. Committee Report recommending bill be passed as amended by Senate Committee on Financial Institutions and InsuranceSenate
  8. Hearing: Tuesday, March 11, 2025, 9:30 AM — Room 546-S eventSenate
  9. Hearing: Thursday, March 6, 2025, 9:30 AM — Room 546-S eventSenate
  10. Referred to Senate Committee on Financial Institutions and InsuranceSenate