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Maine Home Resiliency Program Act
Last scannedAug 25, 2026, 4:26 AM
In one sentence
This law creates a new program within the Department of Professional and Financial Regulation that gives grants to Maine homeowners for projects designed to make their homes more resistant to extreme weather.
What it does
- Creates the Home Resiliency Program under the direction of the Bureau of Insurance in the Department of Professional and Financial Regulation.
- Establishes a nonlapsing Home Resiliency Fund with an initial transfer of $15 million from existing bureau accounts.
- Allows homeowners to apply for grants to pay for approved projects that protect their homes from extreme weather damage.
- Requires grant recipients to finish their approved home improvement work within two years and return any unused money.
- Sets rules so the program can verify project completion, check if standards are met, and collect back funds not used for the project.
Who it affects
- Maine homeowners who own a house they live in as their permanent residence and have never received a grant under this specific program.
- The Department of Professional and Financial Regulation (Bureau of Insurance), which runs or contracts out the new program.
Limits and unknowns
- The law does not require grants to be awarded before May 1, 2026.
- Grants are reviewed in the order applications are received and stop when all money in the fund is used up.
- Homeowners who have already received a grant under this program cannot apply again.
Plain language
Terms to know
- Home Resiliency Project
- A project designed to make a home more resistant to damage from extreme weather events.
- Grant
- An award of funds for an approved project that must be returned if not used for the specific purpose or if work is not completed within two years.
- Nonlapsing Fund
- A special account where money can stay and carry over from year to year until it is spent on program goals, rather than expiring at the end of a fiscal period.
Official record
Sources
Official summary
An Act to Increase Storm Preparedness for Maine's Communities, Homes and Infrastructure