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Minnesota2026Passed Legislature

HF4186

New Rules for Housing Agency Investments

Last scannedAug 22, 2026, 3:39 AM

In one sentence

This law allows housing and redevelopment agencies to invest in specific types of U.S.-registered companies that focus on fixed income securities and support local multifamily housing.

What it does

  • Allows qualifying governments to buy shares in U.S. registered companies focused on investment grade fixed income securities.
  • Requires these companies to hold at least 80 percent of their investments in federally insured or guaranteed assets, including those from government-sponsored entities.
  • Mandates that the company must have a mission, in part, to provide direct investment in local multifamily housing development.
  • Permits housing and redevelopment authorities meeting specific criteria to use this new investment option.
  • Updates approval rules so agencies can adopt an investment policy instead of just a resolution before investing.

Who it affects

  • Housing and redevelopment authorities in counties or statutory or home rule charter cities
  • Qualifying governments managing public funds

Limits and unknowns

  • The law states that these investments carry a risk of loss.
  • Agencies must follow specific rules set by the Minnesota State Board of Investment if they use its services.
  • Only agencies meeting certain criteria listed in existing laws can access this new investment option.

Plain language

Terms to know

Multifamily housing development
Projects that create multiple separate homes, such as apartment complexes.
Fixed income securities
Investments like bonds where the investor receives regular payments of a fixed amount.

Official record

Sources

Validated

Official summary

Housing and redevelopment agencies authorized to utilize certain long-term equity investment authority, and investment types in which a qualifying government may invest modified.

Official activity

Bill history

  1. See Senate file in House SF4367House
  2. Author added VirnigHouse
  3. Introduction and first reading, referred to Elections Finance and Government OperationsHouse