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Wyoming2009Did Not Pass

HB0168

Wyoming Motor Vehicle Insurance Requirements

Last scannedOct 18, 2026, 2:19 AM

In one sentence

This bill would raise the minimum amount of car insurance drivers must carry and require policies to include coverage for accidents caused by drivers who do not have enough insurance.

What it does

  • Increases the minimum insurance limit for one person injured in an accident from $25,000 to $50,000.
  • Increases the minimum insurance limit for two or more people injured in an accident from $50,000 to $100,000.
  • Increases the minimum insurance limit for property damage from $20,000 to $25,000.
  • Requires car insurance policies to include coverage for injuries caused by uninsured or underinsured drivers.
  • Allows drivers to reject the required coverage for uninsured or underinsured drivers in writing.
  • Sets the effective date for these changes as July 1, 2009.

Who it affects

  • Drivers who register or keep their cars in Wyoming.
  • Insurance companies that sell car insurance in Wyoming.
  • People who use cash or securities to prove they can pay for damages instead of buying insurance.

Limits and unknowns

  • The bill did not pass and did not become law.
  • The text does not explain how much the required insurance premiums would cost drivers.
  • The text does not specify how drivers must formally reject the optional coverage.

Plain language

Terms to know

Financial responsibility
Proof that a driver has enough money or insurance to pay for injuries or damage they cause in an accident.
Underinsured motor vehicle
A car whose driver has insurance, but the amount is not enough to cover the full cost of injuries or damage.
Liability policy
An insurance policy that pays for legal responsibility for injuries or damage caused by the driver.

Official record

Sources

Source checked
Official bill pageIntroduced textOfficial digestCurrent bill text

Public statements

Why lawmakers voted

Last checked Aug 8, 2:06 AM

Voted Yes

Why they voted this way

The lawmaker supports the bill based on personal experience in a trauma ER, stating that insufficient coverage leads to life-changing consequences for accident victims.

Public statementFloor statement at 18:19 Watch the statement
Voted No

Why they voted this way

The lawmaker opposes the bill because he believes individuals should be trusted to purchase their own adequate protection, such as umbrella policies, rather than being mandated by the state.

Public statementFloor statement at 20:24 Watch the statement
Voted No

Why they voted this way

The lawmaker opposes the bill because it places a burden on state residents without addressing accidents caused by out-of-state vehicles that also require trauma care.

Public statementFloor statement at 22:20 Watch the statement
Voted Yes

Why they voted this way

The lawmaker supports the bill as a substantial step toward ensuring sufficient insurance exists to pay for trauma care and maintain health facilities, even if it does not solve every problem.

Public statementFloor statement at 23:19 Watch the statement
Voted No

Why they voted this way

The lawmaker reiterates opposition because raising rates will increase the uninsured population and notes that most drivers already meet the proposed requirements.

Public statementFloor statement at 24:47 Watch the statement
Voted No

Why they voted this way

The lawmaker opposes raising rates because it will likely increase the number of uninsured drivers who cannot afford the higher premiums, and questions the bill's effectiveness for trauma care funding.

Public statementFloor statement at 26:11 Watch the statement

If a lawmaker is not listed, we couldn't find a published reason.

Wyoming roll calls

Recorded votes

2 roll calls

H Failed 3rd Reading 23-36-1-0-02009-02-10 · House23 yes 36 no
Yes
23
No
36
Absent
0
Excused
1
Conflict
0

Yes 23

Amy L EdmondsH12Del McOmieH54Dn.Edward BuchananH04Frank PhilpH34Jack D Landon Jr.H30John D Bonner Jr.H25Keith M GingeryH23Kermit C BrownH14Lori A MillinH08Mary W HalesH36Matt TeetersH05Michael K MaddenH40Owen PetersenH19Pete JorgensenH16Richard L CannadyH06Rosie M BergerH51Roy CoheeH35Seth A CarsonH45Steve HarshmanR · H37Thomas A LockhartH57Timothy M StubsonH56Timothy P HallinanH32

No 36

Allen M JaggiH18Bernadine CraftH17Bill ThompsonH60Bryan K PedersenH07Catherine R ConnollyH13Colin SimpsonH24David R MillerH55Debbie HammonsH27Dv.Elaine HarveyH26Erin E Mrs. MercerH53Frank D PeasleyH03George BagbyH15Glenn W MonizH46James A RoscoeH22James W ByrdH44John W PattonH29Joseph M BarbutoH48Kathleen DavisonH20Ken A EsquibelH41Lisa A SheppersonH58Lorraine K QuarbergH28Mark SemlekH01Mary A ThroneH11Michael A GilmoreH59Pat ChildersH50Peter S IllowayH42Robert A BrechtelH38Robert M McKimH21Rodney "Pete" AndersonH10Ross DiercksH02Saundra MeyerH49, S15Stanley L BlakeH39Sue E WallisH52William "Jeb" StewardH47W. Patrick P GogglesH33

Excused 1

Tom Lubnau IIH31
H07 Recommended Amend and Do Pass 6-3-0-0-02009-01-30 · House6 yes 3 no
Yes
6
No
3
Absent
0
Excused
0
Conflict
0

Yes 6

Bernadine CraftH17Kermit C BrownH14Mary W HalesH36Timothy M StubsonH56Tom Lubnau IIH31Zwonitzer

No 3

David R MillerH55Peter S IllowayH42Ross DiercksH02

Official activity

Bill history

  1. H Failed 3rd ReadingHouse
  2. H Passed 2nd ReadingHouse
  3. H Passed CoWHouse
  4. H Amendments AdoptedHouse
  5. Amendment AdoptedHouse
  6. H Placed on General FileHouse
  7. H07 Recommended Amend and Do PassHouse
  8. H Introduced and Referred to H07House
  9. H Received for IntroductionHouse
  10. Bill Number AssignedLSO

Changes

Amendments

2 stored

HB0168H3001

Withdrawn 3rd reading by ILLOWAY

HB0168HS001

Adopted Standing Committee by H07