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HB0108

Wyoming Affordable HSA Eligible High Deductible Health Plan Act

Last scannedOct 18, 2026, 2:19 AM

In one sentence

This bill creates a new law to make high-deductible health plans that work with Health Savings Accounts (HSAs) more affordable and available in Wyoming.

What it does

  • Creates a new law called the Wyoming Affordable HSA Eligible High Deductible Health Plan Act.
  • Requires the insurance commissioner to create flexible guidelines for approving high-deductible plans that qualify for HSAs.
  • Allows the commissioner to use a fast-track approval process for plans already approved in Wyoming or other states.
  • States that wellness and health promotion programs in these plans are not considered unfair trade practices.
  • Limits how insurers can pay non-preferred providers, requiring that coinsurance for non-preferred providers be at least 60% of the benefit levels for those services.
  • Allows health reimbursement arrangement plans to be sold with individual insurance policies if they encourage employer financial support.

Who it affects

  • The Wyoming insurance commissioner.
  • Insurance companies selling high-deductible health plans in Wyoming.
  • Wyoming residents who buy health insurance or use Health Savings Accounts.
  • Employers who provide health benefits through reimbursement arrangements.

Limits and unknowns

  • The bill was marked as inactive in 2010, so it may not have become law in its final form.
  • The bill does not specify the exact dollar amounts for deductibles or out-of-pocket maximums, leaving those details to the commissioner's guidelines.

Plain language

Terms to know

High Deductible Health Plan (HDHP)
A health insurance plan where you pay more out of pocket before the insurance starts paying for services.
Health Savings Account (HSA)
A special account where you can save money to pay for medical costs, which must meet federal requirements to be used with high-deductible plans.
Preferred Provider
A doctor or hospital that has a contract with your insurance company to provide care at a lower cost.
Nonpreferred Provider
A doctor or hospital that does not have a contract with your insurance company, so you may pay more for their services.

Official record

Sources

Source checked
Official bill pageIntroduced textOfficial digestCurrent bill text

Public statements

Why lawmakers voted

Last checked Aug 8, 6:25 AM

Voted Yes

Why they voted this way

The lawmaker supports the bill because it provides a tax incentive to insurers to offer high-deductible health savings account plans, which increases availability and affordability while giving individuals more control over their medical expenses.

Public statementFloor statement at 1:19:48 Watch the statement
Voted No

Why they voted this way

The lawmaker opposes the bill's tax rebate provision, arguing that the private market should be able to offer necessary health care options without receiving a tax break.

Public statementFloor statement at 1:21:07 Watch the statement

Wyoming roll calls

Recorded votes

3 roll calls

H Passed 3rd Reading 51-5-3-0-12010-02-23 · House51 yes 5 no
Yes
51
No
5
Absent
0
Excused
3
Conflict
1

Yes 51

Allen M JaggiH18Amy L EdmondsH12Bernadine CraftH17Bill ThompsonH60Bryan K PedersenH07Catherine R ConnollyH13Colin SimpsonH24David R MillerH55Debbie HammonsH27Del McOmieH54Edward BuchananH04Elaine HarveyH26George BagbyH15Glenn W MonizH46Gregory R BlikreH53Jack D Landon Jr.H30James A RoscoeH22James W ByrdH44John W PattonH29Joseph M BarbutoH48Kathleen DavisonH20Keith M GingeryH23Ken A EsquibelH41Kermit C BrownH14Lisa A SheppersonH58Lori A MillinH08Lorraine K QuarbergH28Mark SemlekH01Mary A ThroneH11Mary W HalesH36Matt TeetersH05Michael A GilmoreH59Michael K MaddenH40Owen PetersenH19Pete JorgensenH16Peter S IllowayH42Richard L CannadyH06Robert A BrechtelH38Robert M McKimH21Rodney "Pete" AndersonH10Rosie M BergerH51Ross DiercksH02Roy CoheeH35Seth A CarsonH45Stanley L BlakeH39Steve HarshmanR · H37Sue E WallisH52Terry L KimbleH49Tom Lubnau IIH31William "Jeb" StewardH47W. Patrick P GogglesH33

No 5

Dn.Frank D PeasleyH03Thomas A LockhartH57Timothy M StubsonH56Zwonitzer

Excused 3

Frank PhilpH34Pat ChildersH50Timothy P HallinanH32

Conflict 1

John D Bonner Jr.H25
H07 Recommended Amend and Do Pass 5-4-0-0-02010-02-17 · House5 yes 4 no
Yes
5
No
4
Absent
0
Excused
0
Conflict
0

Yes 5

David R MillerH55Kermit C BrownH14Ross DiercksH02Terry L KimbleH49Tom Lubnau IIH31

No 4

Mary W HalesH36Peter S IllowayH42Timothy M StubsonH56Zwonitzer
H Introduced and Referred to H07 44-11-3-0-22010-02-11 · House44 yes 11 no
Yes
44
No
11
Absent
0
Excused
3
Conflict
2

Yes 44

Allen M JaggiH18Amy L EdmondsH12Bryan K PedersenH07Catherine R ConnollyH13Colin SimpsonH24David R MillerH55Del McOmieH54Dn.Edward BuchananH04Elaine HarveyH26Frank D PeasleyH03George BagbyH15Glenn W MonizH46Gregory R BlikreH53Jack D Landon Jr.H30James W ByrdH44John W PattonH29Kathleen DavisonH20Keith M GingeryH23Ken A EsquibelH41Kermit C BrownH14Lisa A SheppersonH58Lori A MillinH08Lorraine K QuarbergH28Mark SemlekH01Matt TeetersH05Michael A GilmoreH59Michael K MaddenH40Owen PetersenH19Pat ChildersH50Peter S IllowayH42Richard L CannadyH06Robert A BrechtelH38Robert M McKimH21Rodney "Pete" AndersonH10Rosie M BergerH51Ross DiercksH02Roy CoheeH35Steve HarshmanR · H37Sue E WallisH52Timothy M StubsonH56Tom Lubnau IIH31William "Jeb" StewardH47W. Patrick P GogglesH33

No 11

Bernadine CraftH17Bill ThompsonH60Debbie HammonsH27Dv.James A RoscoeH22Joseph M BarbutoH48Mary W HalesH36Pete JorgensenH16Seth A CarsonH45Stanley L BlakeH39Terry L KimbleH49

Excused 3

Frank PhilpH34Mary A ThroneH11Timothy P HallinanH32

Conflict 2

John D Bonner Jr.H25Thomas A LockhartH57

Official activity

Bill history

  1. S Committee Returned Bill Pursuant to SR 7-3(c)Senate
  2. S Introduced and Referred to S10;No Report Prior to COW CutoffSenate
  3. S Received for IntroductionSenate
  4. H Passed 3rd ReadingHouse
  5. H Passed 2nd ReadingHouse
  6. H Passed CoWHouse
  7. H Amendments AdoptedHouse
  8. Amendment AdoptedHouse
  9. H Placed on General FileHouse
  10. H07 Recommended Amend and Do PassHouse
  11. H Introduced and Referred to H07House
  12. H Received for IntroductionHouse
  13. Bill Number AssignedLSO

Changes

Amendments

1 stored

HB0108HS001

Adopted Standing Committee by H07