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Wyoming2012Inactive

HB0119

Wyoming HB0119: Selling Out-of-State Health Insurance

Last scannedOct 18, 2026, 2:19 AM

In one sentence

This bill allows Wyoming insurance companies to sell individual and small employer health plans that are already approved in other states, provided they meet specific safety and disclosure rules.

What it does

  • Allows the Wyoming insurance commissioner to approve individual or small employer health policies that are currently approved for issuance in another state.
  • Requires insurers selling these policies to satisfy actuarial standards set by the National Association of Insurance Commissioners.
  • Mandates that policy applications and contracts include boldface disclaimers explaining that the policy may be governed by another state's laws.
  • Requires a side-by-side chart comparing benefit definitions if a term is defined differently in Wyoming than in the other state.
  • Gives the commissioner authority to create rules and standard forms for disclosing benefits.
  • States that this new law overrides other conflicting parts of the Wyoming insurance code.

Who it affects

  • Insurance companies authorized to do business in Wyoming.
  • Individuals and small employers in Wyoming who buy health insurance.
  • The Wyoming insurance commissioner and the department that regulates insurance.

Limits and unknowns

  • The bill was marked inactive in 2012 and did not pass the Senate, so it likely did not become law.
  • The text does not specify which exact states' policies would be eligible, only that they must be approved in 'another state.'
  • The bill does not detail the specific financial amounts insurers must pay into the Wyoming health insurance pool.

Plain language

Terms to know

Small employer
A business with a small number of employees, as defined by existing Wyoming insurance laws.
High deductible health plan
A type of health insurance plan sold under specific provisions of the Internal Revenue Code.
Wyoming health insurance pool
A fund that insurers may be required to participate in and make payments to, as determined by the commissioner.

Official record

Sources

Source checked

Public statements

Why lawmakers voted

Last checked Aug 10, 11:59 AM

Voted Yes

Why they voted this way

The lawmaker supports the bill because it allows Wyoming to approve out-of-state health insurance policies without a compact, which increases consumer options and competition. He believes this increased competition will drive prices down and make coverage more affordable.

Public statementFloor statement at 31:53 Watch the statement

If a lawmaker is not listed, we couldn't find a published reason.

Wyoming roll calls

Recorded votes

3 roll calls

H Passed 3rd Reading 56-1-3-0-02012-02-28 · House56 yes 1 no
H10 Recommended Do Pass 5-4-0-0-02012-02-23 · House5 yes 4 no
H Introduced and Referred to H10 58-0-2-0-02012-02-17 · House58 yes 0 no

Official activity

Bill history

  1. S Committee Returned Bill Pursuant to SR 7-3(c)Senate
  2. S Introduced and Referred to S10; No Report Prior to CoW CutoffSenate
  3. S Received for IntroductionSenate
  4. H Passed 3rd ReadingHouse
  5. H Passed 2nd ReadingHouse
  6. H Passed CoWHouse
  7. Amendment AdoptedHouse
  8. H Amendments AdoptedHouse
  9. Amendment AdoptedHouse
  10. H Placed on General FileHouse
  11. H10 Recommended Do PassHouse
  12. H Introduced and Referred to H10House
  13. H Received for IntroductionHouse
  14. Bill Number AssignedLSO

Changes

Amendments

2 stored

HB0119HW001

Adopted Committee of the Whole by GINGERY

HB0119HW002

Adopted Committee of the Whole by BUCHANAN