Wyoming2024Did Not Pass

HB0182

Firearm Purchase Protections

Last scannedOct 8, 2026, 2:41 AM

In one sentence

The bill aims to prevent payment processors from treating firearm and ammunition sellers differently than general merchandise or sporting goods retailers.

It stops payment processing companies from giving special codes just for gun and ammo stores, instead putting them in the same category as other retail shops.
It says that financial institutions and card networks cannot force merchants to use specific codes if those codes single out firearm or ammunition sellers.
It allows firearm and ammunition retailers to be classified under general merchandise or sporting goods categories.
It sets a penalty of up to $1,000 for each violation where a special code is used against the rules.

The bill did not pass in its session.
It would have taken effect on July 1, 2024, but since it didn not pass, this date is no longer relevant.

Plain language

Merchant category code (MCC): A number assigned by payment processors to classify the type of business a merchant runs.
Payment settlement entity: An organization that handles transactions between buyers and sellers, ensuring payments are settled correctly.

Official record

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Official activity