Wyoming2025Inactive
HB0108
Firearm Purchase Protections
Last scannedOct 14, 2026, 2:19 AM
In one sentence
The bill prohibits financial institutions from treating firearm and ammunition merchants differently than general merchandise or sporting goods retailers in terms of payment processing, with penalties for violations.
What it does
- Prohibits financial institutions from assigning special merchant category codes to businesses that sell firearms or ammunition.
- Requires these institutions to treat firearm and ammunition sellers the same as other types of retail stores when it comes to payment card transactions.
- Imposes a penalty of up to $1,000 for each violation where a business is incorrectly classified.
Who it affects
- Financial institutions and other entities involved in facilitating payment card transactions
- Merchants who sell firearms or ammunition
Limits and unknowns
- The bill is marked as inactive, meaning it did not pass in the current session.
- It applies only to contracts renewed, extended, or modified after July 1, 2025.
Plain language
Terms to know
- Merchant category code (MCC)
- A four-digit number assigned to a business by financial institutions to classify the type of goods or services it sells.
- Payment settlement entity
- An organization responsible for settling payments between merchants and card payment networks.
Official record
Sources
Official activity
Bill history
- H:Died in Committee Returned Bill Pursuant to HR 5-4House
- H No report prior to CoW CutoffHouse
- H Introduced and Referred to H01 - JudiciaryHouse
- H Received for IntroductionHouse
- Bill Number AssignedLSO