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SF0159

Dental Insurance Requirements

Last scannedOct 10, 2026, 2:19 AM

In one sentence

The bill sets rules for dental insurance billing and coding to protect dentists from unfair practices by insurance companies.

What it does

  • Adds new requirements for how insurance companies can set fees for non-covered dental services.
  • Prohibits insurance companies from downcoding or bundling procedures in ways that prevent dentists from getting paid fairly.
  • Requires insurance companies to disclose their policies on downcoding and bundling clearly to dentists.

Who it affects

  • Dentists
  • Insurance companies that provide dental coverage

Limits and unknowns

  • The bill only applies to contracts, policies, and certificates entered into or issued on or after July 1, 2025.
  • It does not affect existing agreements before this date.

Plain language

Terms to know

Downcoding
Adjusting a claim to a less complex or lower cost procedure code, which can reduce payment.
Bundling
Combining distinct dental procedures into one for billing purposes.

Official record

Sources

Source checked

Official activity

Bill history

  1. S:Died in Committee Returned Bill Pursuant to SR 5-4Senate
  2. S No report prior to CoW CutoffSenate
  3. S Introduced and Referred to S10 - LaborSenate
  4. S Received for IntroductionSenate
  5. Bill Number AssignedLSO