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HB211 • 2026

INSURANCE: PREPAID LEGAL PLANS

An Act relating to prepaid legal plans.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
REPRESENTATIVES JIMMIE, Mina
Last action
2026-05-13
Official status
(S) L&C
Effective date
Not listed

Plain English Breakdown

Checked against official source text during the last sync.

Alaska Law on Prepaid Legal Plans

This bill states that prepaid legal plans are not insurance and sets rules for how companies must inform members about costs, services, and cancellation.

What This Bill Does

  • Exempts prepaid legal plans from state laws that regulate insurance.
  • Defines a prepaid legal plan as an arrangement where members pay in advance for specific legal services provided by contracted attorneys who receive fixed payments.
  • Bans misleading ads that claim these plans are insurance or promise guaranteed results beyond covered services.
  • Requires companies to give written details before enrollment about costs, covered services, how to access them, and how to file complaints.
  • Prohibits charging fees for months after a member cancels the plan.
  • Bans penalties for canceling membership in the plan.

Who It Names or Affects

  • Companies that offer prepaid legal plans in Alaska
  • People who join or consider joining these legal service plans

Terms To Know

Prepaid Legal Plan
An agreement where a person pays ahead of time for specific legal services from an attorney hired by the plan.
Disenroll
To cancel membership in the prepaid legal plan.

Limits and Unknowns

  • The bill does not state a specific date when these rules will start.
  • The text defines what is covered but does not list every type of legal service included or excluded.

Bill History

  1. 2026-05-13 2627

    (S) JUD REFERRAL ADDED AFTER L&C

  2. 2026-05-11 Text

    (S) Heard & Held

  3. 2026-05-11 Text

    (S) LABOR & COMMERCE at 01:30 PM BELTZ 105 (TSBldg)

  4. 2026-05-04 2463

    (S) REFERRED TO LABOR & COMMERCE

  5. 2026-05-04 2463

    (S) L&C

  6. 2026-05-04 2463

    (S) READ THE FIRST TIME - REFERRALS

  7. 2026-05-01 2381

    (H) VERSION: CSHB 211(L&C)

  8. 2026-05-01 2381

    (H) TRANSMITTED TO (S)

  9. 2026-05-01 2375

    (H) PASSED Y33 N4 E3

  10. 2026-05-01 2375

    (H) READ THE THIRD TIME CSHB 211(L&C)

  11. 2026-04-30 2355

    (H) ADVANCED TO THIRD READING 5/1 CALENDAR

  12. 2026-04-30 2355

    (H) L&C CS ADOPTED UC

  13. 2026-04-30 2355

    (H) READ THE SECOND TIME

  14. 2026-04-30 2355

    (H) RULES TO CALENDAR 4/30/2026

  15. 2026-04-27 2303

    (H) FN1: ZERO(CED)

  16. 2026-04-27 2303

    (H) NR: SADDLER, D.NELSON

  17. 2026-04-27 2303

    (H) DP: FRIER, CARRICK, HALL, FIELDS

  18. 2026-04-27 2303

    (H) L&C RPT CS(L&C) NEW TITLE 4DP 2NR

  19. 2026-04-24 Text

    (H) Moved CSHB 211(L&C) Out of Committee

  20. 2026-04-24 Text

    (H) LABOR & COMMERCE at 03:15 PM BARNES 124

  21. 2026-04-17 Text

    (H) <Bill Hearing Canceled>

  22. 2026-04-17 Text

    (H) LABOR & COMMERCE at 03:15 PM BARNES 124

  23. 2026-04-15 Text

    (H) Heard & Held -- Meeting Postponed from 3:15 pm 4/13/2026--

  24. 2026-04-15 Text

    (H) LABOR & COMMERCE at 08:00 AM BARNES 124

  25. 2026-04-13 Text

    (H) -- Public Testimony -- -- Meeting Postponed to 8:00 am 4/15/2026--

  26. 2026-04-13 Text

    (H) LABOR & COMMERCE at 03:15 PM BARNES 124

  27. 2026-04-10 Text

    (H) -- Public Testimony -- -- MEETING CANCELED --

  28. 2026-04-10 Text

    (H) LABOR & COMMERCE at 03:15 PM BARNES 124

  29. 2026-03-30 Text

    (H) Heard & Held

  30. 2026-03-30 Text

    (H) LABOR & COMMERCE at 03:15 PM BARNES 124

  31. 2026-03-12 1834

    (H) FN1: ZERO(CED)

  32. 2026-03-12 1834

    (H) NR: VANCE

  33. 2026-03-12 1834

    (H) DP: COSTELLO, MINA, EISCHEID, UNDERWOOD, GRAY

  34. 2026-03-12 1834

    (H) JUD RPT CS(JUD) NEW TITLE 5DP 1NR

  35. 2026-03-11 Text

    (H) Moved CSHB 211(JUD) Out of Committee -- Delayed to 5 minutes Following Session --

  36. 2026-03-11 Text

    (H) JUDICIARY at 01:00 PM GRUENBERG 120

  37. 2026-03-04 Text

    (H) Heard & Held

  38. 2026-03-04 Text

    (H) JUDICIARY at 01:00 PM GRUENBERG 120

  39. 2025-05-07 Min

    (H) Minutes (HJUD)

  40. 2025-05-07 Text

    (H) Heard & Held

  41. 2025-05-07 Text

    (H) JUDICIARY at 01:00 PM GRUENBERG 120

  42. 2025-05-05 1023

    (H) PRIME SPONSOR CHANGED: JIMMIE REPLACED MINA

  43. 2025-04-30 961

    (H) JUD, L&C

  44. 2025-04-30 961

    (H) READ THE FIRST TIME - REFERRALS

Official Summary Text

INSURANCE: PREPAID LEGAL PLANS
An Act relating to prepaid legal plans.

Current Bill Text

Read the full stored bill text 
HB0211c -1- CSHB 211(L&C)
New Text Underlined [DELETED TEXT BRACKETED]

34-LS0848\I

CS FOR HOUSE BILL NO. 211(L&C)

IN THE LEGISLATURE OF THE STATE OF ALASKA

THIRTY-FOURTH LEGISLATURE - SECOND SESSION

BY THE HOUSE LABOR AND COMMERCE COMMITTEE

Offered: 4/27/26
Referred: Rules

Sponsor(s): REPRESENTATIVES JIMMIE, Mina
A BILL

FOR AN ACT ENTITLED

"An Act relating to prepaid legal plans." 1
BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF ALASKA: 2
* Section 1. AS 21.03.021 is amended by adding a new subsection to read: 3
(m) This title does not apply to a prepaid legal plan. In this subsection, 4
"prepaid legal plan" means an arrangement between a member and an organization in 5
which 6
(1) the member prepays for specified legal services that are available 7
to the member or the member's dependent; 8
(2) the organization contracts directly with an attorney for the 9
provision of the specified legal services and pays the attorney a fixed, prearranged 10
payment; and 11
(3) an attorney contracted under this subsection does not receive 12
additional payment or reimbursement from the organization for provision of the 13
specified legal services or the specified legal expenses. 14
* Sec. 2. AS 45.50.471(b) is amended by adding a new paragraph to read: 15
34-LS0848\I
CSHB 211(L&C) -2- HB0211c
New Text Underlined [DELETED TEXT BRACKETED]

(58) violating AS 45.50.476 (prepaid legal plans). 1
* Sec. 3. AS 45.50 is amended by adding a new section to read: 2
Sec. 45.50.476. Prepaid legal plans. (a) A person that offers a prepaid legal 3
plan exempt under AS 21.03.021 may not 4
(1) engage in misleading advertising that implies the prepaid legal plan 5
is insurance or guarantees outcomes beyond the scope of covered services; 6
(2) require a member to pay for services beyond the month in which 7
the member requests to be disenrolled from the plan; or 8
(3) impose a penalty for disenrolling from the plan. 9
(b) A person that offers a prepaid legal plan shall 10
(1) before enrollment, provide a written disclosure to members that 11
includes 12
(A) a complete list of covered legal services and any significant 13
exclusions; 14
(B) the cost and payment terms of the plan; 15
(C) information on how to access services and contact 16
information for the plan administrator and participating attorneys; 17
(D) a statement that the plan is not insurance and is not subject 18
to insurance regulation; and 19
(E) the procedures for filing a complaint or resolving a dispute; 20
and 21
(2) maintain records of member complaints for at least three years and 22
make complaints available to the attorney general upon request. 23
(c) In this section, "prepaid legal plan" has the meaning given in 24
AS 21.03.021. 25