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HB2325 • 2026

single-family homes; institutional investors

HB2325 - single-family homes; institutional investors

Housing
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Nick Kupper
Last action
2026-01-22
Official status
House second read
Effective date
Not listed

Plain English Breakdown

It is unclear how the limits will be enforced or what penalties might exist for non-compliance.

Limiting Institutional Investors in Single-Family Home Purchases

This bill sets rules for institutional investors buying single-family homes in Arizona to limit ownership and prevent bulk purchases.

What This Bill Does

  • Defines an 'institutional investor' as a company or organization that owns ten or more single-family homes in Arizona.
  • Limits institutional investors from owning more than fifty single-family homes in the state.
  • Prohibits institutional investors from buying homes within sixty days of when they are listed for sale and from making bulk purchases.
  • Requires institutional investors to report their home ownership and transactions annually to the Arizona Department of Housing.

Who It Names or Affects

  • Institutional investors who buy single-family homes in Arizona
  • The Arizona Department of Housing

Terms To Know

Bulk Purchase
Buying two or more single-family homes at once or within a rolling twelve-month period.
Institutional Investor
A company that owns ten or more single-family homes in Arizona.

Limits and Unknowns

  • The bill does not apply to nonprofits, government housing agencies, community land trusts, individuals owning fewer than fifty homes, pension funds with less than $5 million, and homebuilders.
  • It is unclear how the limits will be enforced or what penalties might exist for non-compliance.

Bill History

  1. 2026-01-22 House

    House second read

  2. 2026-01-21 House

    House Rules: None

  3. 2026-01-21 House

    House Commerce: None

  4. 2026-01-21 House

    House first read

Official Summary Text

HB2325 - single-family homes; institutional investors

Current Bill Text

Read the full stored bill text
HB2325 - 572R - I Ver

REFERENCE TITLE:
single-family homes; institutional investors

State of Arizona

House of Representatives

Fifty-seventh Legislature

Second Regular Session

2026

HB 2325

Introduced by

Representative
Kupper

AN
ACT

amending title 44, Arizona Revised
Statutes, by adding chapter 42; relating to real property purchases.

(TEXT OF BILL BEGINS ON NEXT PAGE)

Be it enacted by the Legislature of the State of Arizona:

Section 1. Title 44, Arizona Revised Statutes,
is amended by adding chapter 42, to read:

CHAPTER 42

Institutional Investor SINGLE-FAMILY
home PURCHASES

ARTICLE 1. GENERAL PROVISIONS

START_STATUTE
44-8041.

Definitions

In this chapter, unless the context otherwise
requires:

1. "Bulk Purchase" means
the acquisition of two or more single-family homes in a single
transaction or in multiple transactions within a rolling twelve-month
period by the same entity.

2. "Homebuilder" means an
entity whose primary business is the construction of new single-family homes
that are offered for sale to individual buyers and are not for long-term rental
purposes.

3. "Institutional Investor"
means any corporation, limited liability company, partnership, limited
partnership, real estate investment trust, trust or other similar entity that
owns or manages ten or more single-family homes in this state, without
regard to whether the institutional investor is established, registered,
incorporated or located outside of this state.

4. "Single-Family
Home" means a residential structure that is intended for occupancy by one
family, such as a detached house.
END_STATUTE

START_STATUTE
44-8042.

Single-family homes; institutional investors; compliance;
exemptions

A. An Institutional Investor may not:

1. Own more than fifty single-family
homes in this state.

2. submit a bid or otherwise offer to
purchase a single-family home within the first sixty days after the
single-family home is listed or otherwise publicly offered for sale.

3. Acquire any single-family
homes in a bulk purchase.

B. An institutional investor that
exceeds the limits PRESCRIBED by this section on the effective date of this
section shall not make new single-family home acquisitions and may
voluntarily sell holdings until the INSTITUTIONAL investor comes into
compliance with this section.

C. This chapter does not apply to:

1. A NONPROFIT ORGANIZATION that is
focused on providing affordable housing.

2. A government HOUSING agency.

3. A community land trust.

4. A person or entity that owns fewer
than fifty single-family homes in this state.

5. A pension fund or other fiduciary
entity with assets of less than $5,000,000.

6. A homebuilder.
END_STATUTE

START_STATUTE
44-8043.

Reporting requirements; Arizona department of housing;
confidentiality

A. On or before March 15 of each
year, each institutional investor shall file with the Arizona department of
housing a DISCLOSURE that identifies for the preceding calendar year:

1. All single-family homes the
institutional investor owned during the year.

2. All single-family homes the
institutional investor purchased and sold during the year.

3. the institutional investor's
compliance with title 33, chapter 10.

B. All reports filed pursuant to this
section are confidential, except that the Arizona department of housing may be
aggregated for use for policy purposes.
END_STATUTE

START_STATUTE
44-8044.

Enforcement; attorney general; county attorney; city attorney;
notice; affirmative defense

A. The attorney general shall enforce
this chapter, except that if the attorney general declines to enforce this
chapter in any particular matter, the county attorney and city or town attorney
for the county and city or town in which the single-FAMILY home is
located may enforce this chapter.� Enforcement may include any of the
following:

1. INVESTIGATING potential violations
of this chapter.

2. APPLYING for injunctive relief
when appropriate.

3. enforcing any other provisions of
law.

B. Before taking any enforcement
action under subsection A, paragraph 2 or 3 of this section, the attorney
general, county attorney or city or town attorney, as appropriate, shall
provide the institutional investor with notice and an opportunity for a
hearing.

c. good faith compliance is a defense
to an alleged violation of this chapter.
END_STATUTE

Sec. 2.
Applicability

Title 44, chapter 42, Arizona Revised
Statutes, as added by this act, applies to real estate transactions of
institutional investors that occur after the effective date of this act.

Sec. 3.
Severability

If a provision of this act or its
application to any person or circumstance is held invalid, the invalidity does
not affect other provisions or applications of the act that can be given effect
without the invalid provision or application, and to this end the provisions of
this act are severable.

Sec. 4.
Short title

Title 44, chapter 42, Arizona Revised
Statutes, as added by this act, may be cited as the "Own Something and Be
Happy Act".