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HB2501 • 2026

appraisal management companies; definition

HB2501 - appraisal management companies; definition

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
David Livingston
Last action
2026-03-10
Official status
Senate minority caucus
Effective date
Not listed

Plain English Breakdown

The official source material does not provide specific details on enforcement mechanisms or fiscal impacts, and it lacks an explicit effective date.

Definition of Appraisal Management Companies

HB2501 modifies Arizona's definition of an appraisal management company to align with federal regulations and includes requirements for appraiser panels.

What This Bill Does

  • Modifies the definition of 'appraisal management company' in Arizona law to include administering an appraiser panel within a 12-month period.
  • Defines a '12-month period' as either the calendar year or another period set by rules from the Deputy Director of DIFI.
  • Includes technical and conforming changes to ensure the definition matches federal standards.

Who It Names or Affects

  • Applies to all businesses in Arizona that manage real estate appraisals, including those involved with mortgage lending.

Terms To Know

appraisal management company
A business entity that manages the process of getting property valuations for clients and oversees a network of independent appraisers.
12-month period
The time frame within which an appraisal management company must meet certain requirements, such as having a specific number of licensed or certified appraisers on their panel.

Limits and Unknowns

  • Does not specify the exact fiscal impact to the state General Fund.
  • Does not provide details about how DIFI will enforce these changes.
  • The effective date is not specified in the bill text.

Bill History

  1. 2026-03-10 Senate

    Senate minority caucus

  2. 2026-03-10 Senate

    Senate majority caucus

  3. 2026-03-09 Senate

    Senate consent calendar

  4. 2026-02-26 Senate

    Senate second read

  5. 2026-02-25 Senate

    Senate Rules: PFC

  6. 2026-02-25 Senate

    Senate Regulatory Affairs and Government Efficiency: DP

  7. 2026-02-25 Senate

    Senate first read

  8. 2026-02-18 Senate

    Transmitted to Senate

  9. 2026-02-18 House

    House third read passed

  10. 2026-02-10 House

    House committee of the whole

  11. 2026-02-03 House

    House minority caucus

  12. 2026-02-03 House

    House majority caucus

  13. 2026-02-02 House

    House consent calendar

  14. 2026-01-21 House

    House second read

  15. 2026-01-20 House

    House Rules: C&P

  16. 2026-01-20 House

    House Commerce: DP

  17. 2026-01-20 House

    House first read

Official Summary Text

HB2501 - 572R - Senate Fact Sheet

Assigned to
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COMMITTEE

ARIZONA STATE SENATE

Fifty-Seventh
Legislature, Second Regular Session

FACT SHEET FOR
H.B. 2501

appraisal management
companies; definition

Purpose

Modifies, under
the occupations and professions statutes, the definition of
appraisal
management company
.

Background

The Department of Insurance and Financial Institutions (DIFI) is
responsible for regulating the insurance industry, financial institutions,
financial service professionals and business entities, including appraisal
management companies. The duties of DIFI include licensing, investigating and
resolving consumer complaints against regulated entities and professionals (
Ariz.
Const. art. 15 � 5
;
A.R.S.
� Title 6
and
Title 20
).

Statute defines an
appraisal
as the act or process of developing
an opinion of the value of real property in conformance with the Uniform Standards
of Professional Appraisal Practice published by the Appraisal Foundation, or
any other definition used in state or federal laws. An
appraisal management
company
is defined as any business entity that directly or indirectly
performs appraisal management services and that: 1) administers an appraiser
panel of at least 16 state-licensed or state-certified appraisers in one state
who are independent contractors or at least 25 state-licensed or
state-certified appraisers in at least two states who perform real property
appraisal services in Arizona for clients; or 2) otherwise serves as a
third-party liaison of appraisal management services between clients and
appraisers (
A.R.S.
� 32-3661
).

Federal regulation defines an
appraisal management company
as a
person that provides: 1) appraisal management services to creditors or to
secondary mortgage market participants, including affiliates; 2) provides such
services in connection with valuing a consumer's principal dwelling as security
for a consumer credit transaction or incorporating such transactions into
securitizations; and 3) within a 12-month period, oversees an appraiser panel
of more than 15

state-certified or state-licensed appraisers in a state or 25 or more
state-certified or state-licensed appraisers in two or more states, as
prescribed by appraiser panel annual size calculation (
12 C.F.R. �
225.191
).

There is no anticipated fiscal impact to the state General Fund associated
with this legislation.

Provisions

1.

Modifies the definition of
appraisal management company
to
include the administering an appraiser panel who perform property appraisal
services in Arizona for clients, within a

12-month period.

2.

Defines
12-month period
as the calendar year unless an
alternative 12-month period is prescribed in rule by the Deputy Director of the
Financial Institutions Division of DIFI.

3.

Makes technical and conforming changes.

4.

Becomes effective on the general effective date.

House Action

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rd
Read��������� 2/18/26����������������� 57-0-3

Prepared by Senate Research

March 2, 2026

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Current Bill Text

Read the full stored bill text
HB2501 - 572R - H Ver

House Engrossed

appraisal management
companies; definition

State of Arizona

House of Representatives

Fifty-seventh Legislature

Second Regular Session

2026

HOUSE BILL 2501

AN
ACT

Amending section 32-3661, Arizona Revised
Statutes; relating to Real estate appraisal management companies.

(TEXT OF BILL BEGINS ON NEXT PAGE)

Be it enacted by the Legislature of the State of Arizona:

Section 1. Section 32-3661, Arizona Revised
Statutes, is amended to read:

START_STATUTE
32-3661.

Definitions

In this article, unless the context otherwise requires:

1. "Appraisal" means the act or process of
developing an opinion of the value of real property in conformance with the
uniform standards of professional appraisal practice published by the appraisal
foundation, or any other definition used in state or federal laws.

2. "Appraisal management company" means a
corporation, partnership, sole proprietorship, subsidiary or other business
entity that directly or indirectly performs appraisal management services,
regardless of the use of the term "appraisal management company",
"mortgage technology provider", "lender processing
services", "lender services", "loan processor",
"mortgage services", "real estate closing services provider",
"settlement services provider" or "vendor management
company" or any other term, and that does
any
either
of the following:

(
a
)
within a twelve-month period,
administers an appraiser
panel of at least sixteen state-licensed or state-certified
appraisers in one state who are independent contractors or at least twenty-five
state-licensed or state-certified appraisers in at least two states
who perform real property appraisal services in this state for clients.

(b) Otherwise serves as a third-party liaison
of appraisal management services between clients and appraisers.

3. "Appraisal management services" means
any of the following:

(a) Recruiting, selecting and retaining appraisers.

(b) Contracting with state-licensed or state-certified
appraisers to perform appraisal agreements.

(c) Managing the process of having an appraisal
performed, including providing administrative services such as receiving
appraisal orders and appraisal reports, submitting completed appraisal reports
to creditors and secondary market participants, collecting fees from creditors
and secondary market participants for services provided and paying appraisers
for services performed.

(d) Reviewing and verifying the work of appraisers.

4. "Appraisal review" means the act or
process of developing and communicating an opinion about the quality of another
appraiser's work that was performed as part of an appraisal assignment, but
does not include an examination of an appraisal for grammatical, typographical
or other similar errors that do not communicate an opinion related to the
appraiser's data collection, analysis, opinions, conclusions, estimate of value
or compliance with the uniform standards of professional appraisal practice.

5. "Appraiser" means a person who is
licensed or certified as an appraiser pursuant to this chapter and who performs
valuation services competently and in a manner that is independent, impartial
and objective.

6. "Appraiser panel":

(a) Means a network, list or roster of state-licensed
or state-certified appraisers approved by an appraisal management company
to perform appraisals as independent contractors for the appraisal management
company. For the purposes of this subdivision, an appraiser is an
independent contractor if the appraiser management company treats the appraiser
as an independent contractor for federal income tax purposes.

(b) Includes both appraisers accepted by the
appraisal management company for consideration for future appraisal assignments
in covered transactions or for secondary mortgage market participants in
connection with covered transactions and appraisers engaged by the appraisal
management company to perform one or more appraisals in covered transactions.

7. "Client" means a person that contracts
with, or otherwise enters into an agreement with, an appraisal management
company for the performance of real property appraisal services.

8. "Controlling person" means any of the
following:

(
a
) An
owner, officer or director of a corporation, partnership or other business
entity seeking to offer appraisal management services in this state.

(
b
) An
individual who is employed, appointed or authorized by an appraisal management
company and who has the authority to enter into a contractual relationship with
clients for the performance of appraisal management services and to enter into agreements
with independent appraisers for the performance of real property appraisal
services.

(
c
) An
individual who possesses, directly or indirectly, the power to direct or cause
the direction of the management or policies of an appraisal management company.

9. "Federally regulated appraisal management
company" means an appraisal management company that is a subsidiary owned
and controlled by an insured depository institution or an insured credit union
and regulated by a federal financial institutions regulatory agency.

10. "Real property appraisal services"
means the practice of developing an opinion of the value of real property in
conformance with the uniform standards of professional appraisal practice
published by the appraisal foundation.

11. "Relocation management company" means
a business entity whose exclusive business services are not for mortgage
purposes and include the relocation of employees as an agent or contractor for
the employer or the employer's agent for the purposes of determining an
anticipated sales price, as defined by the worldwide employee relocation
council, of the residence of an employee being relocated by the employer in the
course of its business.

12. "TWELVE-month
period" means the calendar year unless an alternative twelve-month
period is prescribed by the deputy director in rule.

12.

13.
"Uniform
standards of professional appraisal practice" means the uniform standards
of professional appraisal practice promulgated by the appraisal foundation.

END_STATUTE