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HB2899 • 2026

health insurance; coverage; prosthetic device

HB2899 - health insurance; coverage; prosthetic device

Healthcare
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Mariana Sandoval
Last action
2026-01-26
Official status
House second read
Effective date
Not listed

Plain English Breakdown

The bill does not specify how costs will be covered or what happens before January 1, 2027.

Health Insurance Coverage for Prosthetic Devices

This bill requires certain health insurance companies to cover prosthetic devices and additional devices needed for physical and recreational activities starting January 1, 2027.

What This Bill Does

  • Requires hospital service corporations and medical service corporations to provide coverage for prosthetic devices and additional devices necessary for physical and recreational activities starting January 1, 2027.
  • Requires health care services organizations to provide similar coverage as above starting January 1, 2027.
  • Requires disability insurers to cover prosthetic devices and additional devices needed for physical and recreational activities starting January 1, 2027.
  • Requires group or blanket disability insurers to cover prosthetic devices and additional devices necessary for physical and recreational activities starting January 1, 2027.

Who It Names or Affects

  • Health insurance companies that issue, amend, deliver, or renew contracts or policies for health care services.
  • People who need prosthetic devices and additional devices for physical activities like running, skiing, or swimming.

Terms To Know

Prosthetic device
An artificial body part that replaces a missing limb or other body part.
Health care services organization
A company that provides health insurance and manages the delivery of health care services to its members.

Limits and Unknowns

  • The bill only applies to specific types of health insurance companies.
  • It is unclear how much this will cost or who will pay for it.
  • The bill does not specify what happens if a person needs coverage before January 1, 2027.

Bill History

  1. 2026-01-26 House

    House second read

  2. 2026-01-22 House

    House Rules: None

  3. 2026-01-22 House

    House Appropriations: None

  4. 2026-01-22 House

    House Health & Human Services: None

  5. 2026-01-22 House

    House first read

Official Summary Text

HB2899 - health insurance; coverage; prosthetic device

Current Bill Text

Read the full stored bill text 
HB2899 - 572R - I Ver

REFERENCE TITLE:
health insurance; coverage; prosthetic device

State of Arizona

House of Representatives

Fifty-seventh Legislature

Second Regular Session

2026

HB 2899

Introduced by

Representative
Sandoval

AN
ACT

amending title 20, chapter 4, article 3,
arizona revised statutes, by adding section 20-841.14; amending title 20,
chapter 4, article 9, arizona revised statutes, by adding section 20-1057.21;
amending title 20, chapter 6, article 4, arizona revised statutes, by adding
section 20-1376.11; amending title 20, chapter 6, article 5, arizona
revised statutes, by adding section 20-1406.11; relating to health care
insurance.

(TEXT OF BILL BEGINS ON NEXT PAGE)

Be it enacted by the Legislature of the State of Arizona:

Section 1. Title 20, chapter 4, article 3,
Arizona Revised Statutes, is amended by adding section 20-841.14, to read:

START_STATUTE
20-841.14.

Prosthetic device; coverage

A. A hospital service corporation or
medical service corporation that issues, amends, delivers or renews a
subscription contract on or after January 1, 2027 shall provide coverage for a
prosthetic device.

B. A subscription contract shall cover:

1. A prosthetic device that meets the
medical needs of a subscriber as determined by the subscriber's treating health
care provider.

2. An additional prosthetic device or
prosthetic devices if the subscriber's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the subscriber to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or individual
sports.
END_STATUTE

Sec. 2. Title 20, chapter 4, article 9, Arizona
Revised Statutes, is amended by adding section 20-1057.21, to read:

START_STATUTE
20-1057.21.

Prosthetic device; coverage

A. A health care services
organization that issues, amends, delivers or renews an evidence of coverage On
or after January 1, 2027 shall provide coverage for a prosthetic device.

B. An evidence of coverage shall cover:

1. A prosthetic device that meets the
medical needs of an enrollee as determined by the enrollee's treating health
care provider.

2. An additional prosthetic device or
prosthetic devices if the enrollee's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the enrollee to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or
individual sports.
END_STATUTE

Sec. 3. Title
20, chapter 6, article 4, Arizona Revised Statutes, is amended by adding
section 20-1376.11, to read:

START_STATUTE
20-1376.11.

Prosthetic devices; coverage

A. A
disability insurer that issues, amends, delivers or renews a policy On or after
January 1, 2027 shall provide coverage for a prosthetic device.

B. The policy shall cover:

1. A prosthetic device that meets the
medical needs of an insured as determined by the insured's treating health care
provider.

2. An additional prosthetic device or
prosthetic devices if the insured's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the insured to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or
individual sports.
END_STATUTE

Sec. 4. Title 20, chapter 6, article 5, Arizona
Revised Statutes, is amended by adding section 20-1406.11, to read:

START_STATUTE
20-1406.11.

Prosthetic devices; coverage

A. A group or blanket disability
insurer that issues, amends, delivers or renews a policy On or after January 1,
2027 shall provide coverage for a prosthetic device.

B. A policy shall cover:

1. A prosthetic device that meets the
medical needs of an insured as determined by the insured's treating health care
provider.

2. An additional prosthetic device or
prosthetic devices if the insured's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the insured to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or
individual sports.
END_STATUTE