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HB2899 • 2026

health insurance; coverage; prosthetic device

HB2899 - health insurance; coverage; prosthetic device

Healthcare
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Mariana Sandoval
Last action
2026-01-26
Official status
House second read
Effective date
Not listed

Plain English Breakdown

Checked against official source text during the last sync.

HB2899: Health Insurance Coverage for Prosthetic Devices

This law requires certain health and disability insurance plans in Arizona to cover prosthetic devices needed for medical care and specific physical activities starting January 1, 2027.

What This Bill Does

  • Requires hospital service corporations and medical service corporations to provide coverage for prosthetic devices on contracts issued or renewed after January 1, 2027.
  • Mandates health care services organizations (HMOs) to cover prosthetic devices in evidence of coverage documents effective from the same date.
  • Orders disability insurers and group disability insurers to include prosthetic device coverage in policies starting January 1, 2027.
  • Ensures plans cover a basic prosthetic device that meets medical needs as decided by a treating health care provider.
  • Requires plans to pay for additional prosthetic devices if a doctor says they are needed for activities like running, bicycling, swimming, climbing, skiing, snowboarding, or team and individual sports.

Who It Names or Affects

  • Hospital service corporations and medical service corporations
  • Health care services organizations (HMOs)
  • Disability insurers and group disability insurers
  • Subscribers, enrollees, and insured individuals who need prosthetic devices

Terms To Know

Prosthetic device
An artificial body part that replaces a missing limb or organ.
Treating health care provider
The doctor or medical professional who examines and cares for the patient.

Limits and Unknowns

  • This law only applies to insurance contracts, evidence of coverage, or policies issued, amended, delivered, or renewed on or after January 1, 2027.
  • The text does not specify how much the insurer must pay for each device or if there are limits on the number of devices covered.

Bill History

  1. 2026-01-26 House

    House second read

  2. 2026-01-22 House

    House Rules: None

  3. 2026-01-22 House

    House Appropriations: None

  4. 2026-01-22 House

    House Health & Human Services: None

  5. 2026-01-22 House

    House first read

Official Summary Text

HB2899 - health insurance; coverage; prosthetic device

Current Bill Text

Read the full stored bill text 
HB2899 - 572R - I Ver

REFERENCE TITLE:
health insurance; coverage; prosthetic device

State of Arizona

House of Representatives

Fifty-seventh Legislature

Second Regular Session

2026

HB 2899

Introduced by

Representative
Sandoval

AN
ACT

amending title 20, chapter 4, article 3,
arizona revised statutes, by adding section 20-841.14; amending title 20,
chapter 4, article 9, arizona revised statutes, by adding section 20-1057.21;
amending title 20, chapter 6, article 4, arizona revised statutes, by adding
section 20-1376.11; amending title 20, chapter 6, article 5, arizona
revised statutes, by adding section 20-1406.11; relating to health care
insurance.

(TEXT OF BILL BEGINS ON NEXT PAGE)

Be it enacted by the Legislature of the State of Arizona:

Section 1. Title 20, chapter 4, article 3,
Arizona Revised Statutes, is amended by adding section 20-841.14, to read:

START_STATUTE
20-841.14.

Prosthetic device; coverage

A. A hospital service corporation or
medical service corporation that issues, amends, delivers or renews a
subscription contract on or after January 1, 2027 shall provide coverage for a
prosthetic device.

B. A subscription contract shall cover:

1. A prosthetic device that meets the
medical needs of a subscriber as determined by the subscriber's treating health
care provider.

2. An additional prosthetic device or
prosthetic devices if the subscriber's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the subscriber to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or individual
sports.
END_STATUTE

Sec. 2. Title 20, chapter 4, article 9, Arizona
Revised Statutes, is amended by adding section 20-1057.21, to read:

START_STATUTE
20-1057.21.

Prosthetic device; coverage

A. A health care services
organization that issues, amends, delivers or renews an evidence of coverage On
or after January 1, 2027 shall provide coverage for a prosthetic device.

B. An evidence of coverage shall cover:

1. A prosthetic device that meets the
medical needs of an enrollee as determined by the enrollee's treating health
care provider.

2. An additional prosthetic device or
prosthetic devices if the enrollee's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the enrollee to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or
individual sports.
END_STATUTE

Sec. 3. Title
20, chapter 6, article 4, Arizona Revised Statutes, is amended by adding
section 20-1376.11, to read:

START_STATUTE
20-1376.11.

Prosthetic devices; coverage

A. A
disability insurer that issues, amends, delivers or renews a policy On or after
January 1, 2027 shall provide coverage for a prosthetic device.

B. The policy shall cover:

1. A prosthetic device that meets the
medical needs of an insured as determined by the insured's treating health care
provider.

2. An additional prosthetic device or
prosthetic devices if the insured's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the insured to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or
individual sports.
END_STATUTE

Sec. 4. Title 20, chapter 6, article 5, Arizona
Revised Statutes, is amended by adding section 20-1406.11, to read:

START_STATUTE
20-1406.11.

Prosthetic devices; coverage

A. A group or blanket disability
insurer that issues, amends, delivers or renews a policy On or after January 1,
2027 shall provide coverage for a prosthetic device.

B. A policy shall cover:

1. A prosthetic device that meets the
medical needs of an insured as determined by the insured's treating health care
provider.

2. An additional prosthetic device or
prosthetic devices if the insured's treating health care provider determines
that the additional prosthetic device or prosthetic devices are necessary to
enable the insured to engage in physical and recreational activities, including:

(
a
) Running.

(
b
) Bicycling.

(
c
) Swimming.

(
d
) Climbing.

(
e
) Skiing.

(
f
) Snowboarding.

(
g
) Team or
individual sports.
END_STATUTE