worker's compensation; database; notice; commission

SB1795 - 572R - I Ver

REFERENCE TITLE:
worker's compensation; database; notice; commission

State of Arizona

Senate

Fifty-seventh Legislature

Second Regular Session

2026

SB 1795

Introduced by

Senators
Miranda: Sundareshan

AN
ACT

amending title 23, chapter 6, article 1,
arizona revised statutes, by adding section 23-911; relating to workers'
compensation.

(TEXT OF BILL BEGINS ON NEXT PAGE)

Be it enacted by the Legislature of the State of Arizona:

Section 1. Title 23, chapter 6, article 1,
Arizona Revised Statutes, is amended by adding section 23-911, to read:

START_STATUTE
23-911.

Workers' compensation; proof of insurance; public database;
notice; definition

A. The commission shall generate and
maintain a publicly accessible

database that contains
an employer's workers' compensation information that must include all of the
following:

1. The name of the person that is
insured.

2. The name of the insurer.

3. The expiration date of the policy.

B. The commission shall maintain a
record of the workers' compensation policies sold by each insurance broker or
agent.

C. An insurer that is licensed or
certified in this state shall provide both of the following to the commission:

1. A copy of the declaration page for
each workers' compensation policy for inclusion on the database.

2. The name of the insurance broker
or agent that sold the workers' compensation policy.

D. A declaration page must include
all of the following:

1. A quick-response code that directs
a user to the database as prescribed in subsection A of this section.

2. The number of employees that are
employed by the insured.

3. The estimated payroll amount per
employee classification.

e. If an insurer issues a zero
estimated exposure policy, the zero estimated exposure policy shall include a
statement signed by the applicant that attests to the accuracy of the
information provided in the application and that the applicant has no employees
and an estimated exposure of zero, as follows:

I attest that the information provided on this
application is current, true, correct, accurate and complete to the best of my
knowledge and belief.� I further attest that I do not have any employees and an
estimated exposure of zero.� If I employ an employee during the policy period,
I will provide written notification to my workers' compensation insurer of the
employment within sixty days and will include the estimated payroll and
classification codes of the new employee.� I understand that an intent to defraud
or any omission or misrepresentation contained in this application is unlawful.

f. If
an employer that provides business construction and improvement services
obtains a zero estimated exposure policy, the employer shall provide to each
entity that the employer directly contracts with a copy of the policy and
written notification that states that the employer has a total estimated
exposure of zero.� An entity that receives written notice under this subsection
shall retain the notice and the policy for at least three years after the date
of receipt.

g. For the purposes of this section,
"Zero estimated exposure policy" means an insurance policy that is
obtained by an employer to cover the employer's liability to pay compensation
after the employer reports a total estimated exposure of zero.
END_STATUTE

Sec. 2.
Applicability

Section 23-911, Arizona Revised
Statutes, as added by this act, applies to contracts that are entered into on
or after the effective date of this act.