AB-1559 • 2026

Residential property insurance images.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Calderon
Last action: 2026-06-10
Official status: From committee: Do pass and re-refer to Com. on P., D.T., & C.P. (Ayes 6. Noes 0.) (June 10). Re-referred to Com. on P., D.T., & C.P.
Effective date: Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

Residential property insurance images.

AB 1559, as amended, Calderon.

What This Bill Does

AB 1559, as amended, Calderon.
Residential property insurance images.
Existing law generally regulates classes of insurance, including residential property insurance.
Existing law requires an insurer to send various notices to a policyholder at specified intervals.

Limits and Unknowns

This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

2026-06-10 California Legislative Information
From committee: Do pass and re-refer to Com. on P., D.T., & C.P. (Ayes 6. Noes 0.) (June 10). Re-referred to Com. on P., D.T., & C.P.
2026-05-27 California Legislative Information
Referred to Coms. on INS., P., D.T., & C.P. and APPR.
2026-05-14 California Legislative Information
In Senate. Read first time. To Com. on RLS. for assignment.
2026-05-14 California Legislative Information
Read third time. Passed. Ordered to the Senate. (Ayes 77. Noes 0. Page 5030.)
2026-05-07 California Legislative Information
Read second time. Ordered to Consent Calendar.
2026-05-06 California Legislative Information
From committee: Do pass. To Consent Calendar. (Ayes 14. Noes 0.) (May 6).
2026-04-22 California Legislative Information
From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 15. Noes 0.) (April 21). Re-referred to Com. on APPR.
2026-04-15 California Legislative Information
From committee: Do pass and re-refer to Com. on P. & C.P. (Ayes 17. Noes 0.) (April 15). Re-referred to Com. on P. & C.P.
2026-04-14 California Legislative Information
Re-referred to Com. on INS.
2026-04-13 California Legislative Information
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
2026-02-02 California Legislative Information
Referred to Coms. on INS. and P. & C.P.
2026-01-09 California Legislative Information
From printer. May be heard in committee February 8.
2026-01-08 California Legislative Information
Read first time. To print.

Official Summary Text

AB 1559, as amended, Calderon.
Residential property insurance images.
Existing law generally regulates classes of insurance, including residential property insurance. Existing law requires an insurer to send various notices to a policyholder at specified intervals.
This bill would require an admitted insurer to notify a residential property insurance policyholder that aerial images may be taken or obtained of the insured property, as specified, unless a claim has been submitted or is pending on the property and the images will be used only for evaluating the claim. The bill would require the insurer to provide the aerial images upon request, as specified, and would require the notice to include instructions regarding how a policyholder may make that request.
This bill would prohibit an admitted insurer from basing a decision to terminate insurance coverage, as defined,
on an aerial image
of the insured property
taken more than 180 days prior to sending notice of that decision to the policyholder, except as specified. The bill would require an admitted insurer that bases a decision to terminate insurance coverage on an aerial image to provide the policyholder with that aerial image, notice of that decision, and the opportunity to dispute the accuracy of the image, and to verify remediation, before the effective date of the decision to terminate insurance coverage.
This bill would make the above-described provisions operative on July 1, 2027.

Current Bill Text

Read the full stored bill text

Download Bill PDF