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AB-2154 • 2026
Mortgage applicants.
Mortgage applicants.
Privacy
Passed Legislature
This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.
- Sponsor
- Garcia
- Last action
- Official status
- Assembly
- Effective date
- Not listed
Plain English Breakdown
The official source material does not provide details about the consequences for violating this rule or how it interacts with other existing privacy laws.
Protecting Mortgage Applicants' Personal Information
This law stops people from selling personal information collected when someone applies for a mortgage to other companies without permission.
What This Bill Does
- It makes it illegal for anyone to sell personal information about someone who is applying for a mortgage to another company.
Who It Names or Affects
- People who are applying for mortgages will have more protection against their personal information being sold to other companies without their consent.
Terms To Know
- Personal Information
- Information that can be used to identify a specific person, such as name, address, or social security number.
- Mortgage Applicant
- A person who is applying for a loan to buy or refinance a home.
Limits and Unknowns
- The bill does not specify what happens if someone breaks this rule.
- It only applies to personal information collected during the mortgage application process, not other types of financial data.
Bill History
No action history is stored for this bill yet.
Official Summary Text
AB 2154, as introduced, Garcia.
Mortgage applicants.
The California Consumer Privacy Act of 2018 grants a consumer various rights with respect to personal information that is collected or sold by a business, as defined, including the right to direct a business that sells or shares personal information about the consumer to third parties not to sell or share the consumer’s personal information, as specified.
The California Financial Information Privacy Act prohibits a financial institution from selling, sharing, transferring, or otherwise disclosing nonpublic personal information to or with any nonaffiliated third parties without the explicit prior consent of the consumer to whom the nonpublic personal information relates, as prescribed.
This bill would prohibit a person from selling to a third party personal information of a mortgage applicant that was
collected by the person during the mortgage application process.
Current Bill Text
Read the full stored bill text
Download Bill PDF