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AB-2551 • 2026

Health care coverage.

Health care coverage.

Crime Education Healthcare Labor
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Elhawary
Last action
2026-04-08
Official status
From committee: Do pass and re-refer to Com. on APPR. (Ayes 16. Noes 0.) (April 7). Re-referred to Com. on APPR.
Effective date
Not listed

Plain English Breakdown

The official source material does not provide specific details on how the collected data will be used to improve behavioral health care services.

Health Care Coverage Survey and Reporting

AB-2551 requires health care service plans and insurers to conduct annual surveys about out-of-network behavioral health care use, report findings to state departments, and include workforce data on contracted providers.

What This Bill Does

  • Requires health care service plans and insurers to survey their members annually about the use of in-network and out-of-network behavioral health services.
  • Requires these organizations to report survey results to state departments by May 1st each year starting from 2028.
  • Directs state departments to create standard requirements for surveys and develop annual reports based on collected data.

Who It Names or Affects

  • Health care service plans and insurers
  • Enrollees or insured individuals seeking behavioral health services

Terms To Know

Behavioral Health Care
Services related to mental health and substance use disorders.
Out-of-Network Providers
Healthcare providers who are not part of a patient's insurance plan network.

Limits and Unknowns

  • The bill does not specify the exact penalties for non-compliance with survey and reporting requirements.
  • It is unclear how the collected data will be used to improve behavioral health care services.

Bill History

  1. 2026-04-08 California Legislative Information

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 16. Noes 0.) (April 7). Re-referred to Com. on APPR.

  2. 2026-03-23 California Legislative Information

    Re-referred to Com. on HEALTH.

  3. 2026-03-19 California Legislative Information

    From committee chair, with author's amendments: Amend, and re-refer to Com. on HEALTH. Read second time and amended.

  4. 2026-03-19 California Legislative Information

    Referred to Com. on HEALTH.

  5. 2026-02-21 California Legislative Information

    From printer. May be heard in committee March 23.

  6. 2026-02-20 California Legislative Information

    Read first time. To print.

Official Summary Text

AB 2551, as amended, Elhawary.
Behavioral health
Health
care coverage.
Existing
(1) Existing
law, the Knox-Keene Health Care Service Plan Act of 1975, provides for the licensure and regulation of health care service plans by the Department of Managed Health
Care.
Care, and makes a willful violation of the act a crime.
Existing law provides for the regulation of health insurers by the Department of Insurance. Existing law requires a health care service
plan contract or health insurance policy issued, amended, or renewed on or after January 1, 2021, to provide coverage for medically necessary treatment of mental health and substance use disorders, as defined, under the same terms and conditions applied to other medical conditions.
This bill would express the intent of the Legislature to enact legislation to require health care service plans and health insurers to survey and publicly report the percentage of enrollees or insureds going in network or out of network for behavioral
health care, among other things. The bill would also make related findings and declarations.
This bill would require health care service plans and health insurers to conduct an annual survey to assess the number and prevalence of enrollees or insureds seeking or accessing behavioral health care services from out-of-network providers, the total expenditures paid out-of-pocket by enrollees and insureds for out-of-network and in-network behavioral health care services, as specified, and the reasons for seeking out-of-network behavioral health services. The bill would require the annual survey to be optional for enrollees or insureds. The bill would require health care service plans and health insurers to report survey findings to the departments on or before May 1, 2028, and annually thereafter. The bill would require the departments to adopt regulations establishing
standard requirements and a survey tool, as specified. The bill would require the departments to develop annual reports based on the annual survey and other data, as specified. Because a willful violation of these requirements by a health care service plan would be a crime, this bill would impose a state-mandated local program.
(2) Existing law requires specified boards, including the Board of Registered Nursing and the Respiratory Care Board of California, to collect certain workforce data from their respective licensees and registrants for future workforce planning at least biennially. Existing law requires other specified boards that regulate healing arts licensees or registrants to request workforce data from their respective licensees and registrants for future workforce planning at least biennially. Existing law requires the
workforce data collected or requested to include specified information, including, among others, the type of employer or classification or primary practice site, as specified. Existing law prohibits a licensee or registrant from being required to provide the information as a condition for license or registration renewal, and prohibits licensees or registrants from being subject to discipline for not providing the information.
This bill would require the information collected or requested by boards to include whether a licensee or registrant is a contracted provider and the types of health care coverage under which contracted services are provided.
(3) The California
Constitution requires the state to reimburse local agencies and school districts for certain costs mandated by the state. Statutory provisions establish procedures for making that reimbursement.
This bill would provide that no reimbursement is required by this act for a specified reason.

Current Bill Text

Read the full stored bill text
Download Bill PDF