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AB-488 • 2026

Insurance: the California FAIR Plan Association.

Insurance: the California FAIR Plan Association.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Tangipa
Last action
2026-02-02
Official status
From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.
Effective date
Not listed

Plain English Breakdown

The official source material does not provide details on how removing these requirements might affect insurance companies or consumers.

Insurance Changes for California FAIR Plan

This law changes requirements for the California FAIR Plan Association by removing rules about filing insurance rates and publishing a toll-free number in phone books.

What This Bill Does

  • Removes the requirement for the California FAIR Plan Association to file new or updated rate applications for basic property insurance with the Insurance Commissioner.
  • Eliminates the need for the association to publish its statewide toll-free telephone number in all general distribution telephone directories across California.

Who It Names or Affects

  • The California FAIR Plan Association

Terms To Know

California FAIR Plan Association
A group that provides basic property insurance to people who cannot get it from regular insurers.
Rate application
A document submitted by an insurance company or association asking for permission to charge certain prices for insurance policies.

Limits and Unknowns

  • The bill does not specify what will happen with the toll-free number after it is no longer required to be published in phone books.
  • It's unclear how removing these requirements might affect consumers' ability to get information about the California FAIR Plan.

Bill History

  1. 2026-02-02 California Legislative Information

    From committee: Filed with the Chief Clerk pursuant to Joint Rule 56.

  2. 2026-01-31 California Legislative Information

    Died pursuant to Art. IV, Sec. 10(c) of the Constitution.

  3. 2025-02-24 California Legislative Information

    Referred to Com. on INS.

  4. 2025-02-11 California Legislative Information

    From printer. May be heard in committee March 13.

  5. 2025-02-10 California Legislative Information

    Read first time. To print.

Official Summary Text

AB 488, as introduced, Tangipa.
Insurance: the California FAIR Plan Association.
Existing law required, within 90 days after July 23, 2021, the California FAIR Plan Association to file a new or amended rate application for basic property insurance with the Insurance Commissioner. Existing law also requires the association to establish and maintain a statewide toll-free telephone number through which a person may receive information and assistance in applying for insurance through the plan and to cause the toll-free telephone number to be published in all general distribution telephone directories in the state.
This bill would repeal the requirement to file a new or amended rate application and would delete the requirement that the toll-free number be published in all general distribution telephone directories in the state.

Current Bill Text

Read the full stored bill text 
Download Bill PDF