AB-570 • 2026

Insurance: policy documents.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Calderon
Last action: 2025-05-14
Official status: Referred to Com. on INS.
Effective date: Not listed

Plain English Breakdown

The official source does not specify what happens if the Insurance Commissioner extends the period beyond 15 days.

Fire Insurance Policy Copies

This law requires insurers to provide free copies of fire insurance policies to policyholders within 15 days after receiving a request.

What This Bill Does

Requires insurers to give policyholders a free copy of their fire insurance policy within 15 calendar days of receiving a request.

Who It Names or Affects

People with fire insurance policies
Insurance companies

Terms To Know

Insurer: A company that provides insurance coverage.
Policyholder: The person who has an insurance policy with an insurer.

Limits and Unknowns

Does not specify what happens if the Insurance Commissioner extends this period.
Only applies to fire insurance policies, not other types of insurance.

Bill History

2025-05-14 California Legislative Information
Referred to Com. on INS.
2025-05-01 California Legislative Information
In Senate. Read first time. To Com. on RLS. for assignment.
2025-05-01 California Legislative Information
Read third time. Passed. Ordered to the Senate. (Ayes 76. Noes 0. Page 1387.)
2025-04-24 California Legislative Information
Read second time. Ordered to Consent Calendar.
2025-04-23 California Legislative Information
From committee: Do pass. To Consent Calendar. (Ayes 15. Noes 0.) (April 23).
2025-04-02 California Legislative Information
From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 17. Noes 0.) (April 2). Re-referred to Com. on APPR.
2025-02-24 California Legislative Information
Referred to Com. on INS.
2025-02-13 California Legislative Information
From printer. May be heard in committee March 15.
2025-02-12 California Legislative Information
Read first time. To print.

Official Summary Text

AB 570, as introduced, Calderon.
Insurance: policy documents.
Existing law generally regulates classes of insurance, including fire insurance. Existing law requires an insurer, after a covered loss under a fire insurance policy, to provide the insured a free copy of their policy within 30 calendar days of receiving a request from the insured. Existing law authorizes the Insurance Commissioner to extend this period.
This bill would require the insurer to provide the insured a free copy of their fire insurance policy within 15 calendar days of receiving a request from the insured.

Current Bill Text

Read the full stored bill text

Download Bill PDF