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AB-815 • 2026

Vehicle insurance: vehicle classification.

Vehicle insurance: vehicle classification.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Ortega
Last action
Official status
Chaptered
Effective date
Not listed

Plain English Breakdown

The specific legal definition of 'public social services' and 'social service transportation' is referenced but not provided in the source material.

AB-815: Vehicle Insurance Classification for Social Services

This law stops insurance companies from classifying a car as commercial or for-hire just because the driver is using it to provide public social services or social service transportation.

What This Bill Does

  • Prohibits classifying an insured vehicle as a common carrier, livery, for-hire vehicle, permissive use vehicle, or commercial vehicle solely because it provides public social services or social service transportation.

Who It Names or Affects

  • Drivers who operate vehicles to provide public social services or social service transportation.
  • Insurance companies that classify motor vehicle policies in California.

Limits and Unknowns

  • The law only applies when the vehicle is used for 'public social services' or 'social service transportation,' as defined by state rules, which are not detailed in this summary.
  • This protection does not apply if a driver uses their car for other commercial reasons besides these specific services.

Bill History

  1. California Legislative Information

    Chaptered

Official Summary Text

Vehicle insurance: vehicle classification.