Insurance agents: prelicensing education.

Education

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor: Michelle Rodriguez
Last action: 2025-10-10
Official status: Chaptered by Secretary of State - Chapter 566, Statutes of 2025.
Effective date: Not listed

Plain English Breakdown

The exact fee amount for ethics course certification is not provided in the official source material.

Insurance Agents: Prelicensing Education Changes

This law removes the requirement for new insurance agents to complete 20 hours of prelicensing education and introduces a fee for an ethics course certification.

What This Bill Does

Removes the need for new applicants to complete 20 hours of prelicensing study before getting a license.
Requires new applicants to pay a fee for certification of their 12-hour ethics course.

Who It Names or Affects

New applicants for licenses as property broker-agents, casualty broker-agents, limited lines automobile insurance agents, personal lines broker-agents, life agents, or accident and health or sickness agents.

Terms To Know

prelicensing education: The required training that new applicants must complete before they can get a license to sell insurance.
ethics course: A class that teaches about the right and wrong ways to act in business, especially when selling insurance.

Limits and Unknowns

The exact fee for ethics course certification is not specified.
This law only takes effect if another related bill (AB 487) also passes and this one is passed last.

Bill History

2025-10-10 California Legislative Information
Chaptered by Secretary of State - Chapter 566, Statutes of 2025.
2025-10-10 California Legislative Information
Approved by the Governor.
2025-09-24 California Legislative Information
Enrolled and presented to the Governor at 3 p.m.
2025-09-13 California Legislative Information
Senate amendments concurred in. To Engrossing and Enrolling. (Ayes 76. Noes 0. Page 3455.).
2025-09-13 California Legislative Information
Joint Rules 61(a)(14) and 51(a)(4) suspended. (Ayes 59. Noes 20. Page 3413.)
2025-09-12 California Legislative Information
In Assembly. Concurrence in Senate amendments pending.
2025-09-11 California Legislative Information
Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2887.).
2025-09-08 California Legislative Information
Read second time. Ordered to third reading.
2025-09-04 California Legislative Information
Read third time and amended. Ordered to second reading.
2025-09-03 California Legislative Information
Reconsideration granted. (Ayes 39. Noes 0. Page 2455.)
2025-09-03 California Legislative Information
Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2447.).
2025-08-20 California Legislative Information
Read second time. Ordered to third reading.
2025-08-19 California Legislative Information
From committee: Be ordered to second reading pursuant to Senate Rule 28.8.
2025-07-09 California Legislative Information
In committee: Hearing postponed by committee.
2025-06-25 California Legislative Information
From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 0.) (June 25). Re-referred to Com. on APPR.
2025-06-03 California Legislative Information
From committee chair, with author's amendments: Amend, and re-refer to committee. Read second time, amended, and re-referred to Com. on INS.
2025-05-21 California Legislative Information
Referred to Com. on INS.
2025-05-13 California Legislative Information
In Senate. Read first time. To Com. on RLS. for assignment.
2025-05-12 California Legislative Information
Read third time. Passed. Ordered to the Senate. (Ayes 74. Noes 0. Page 1512.)
2025-05-01 California Legislative Information
Read second time. Ordered to third reading.
2025-04-30 California Legislative Information
From committee: Do pass. (Ayes 14. Noes 0.) (April 30).
2025-04-23 California Legislative Information
In committee: Hearing postponed by committee.
2025-04-07 California Legislative Information
Re-referred to Com. on APPR.
2025-04-03 California Legislative Information
Read second time and amended.
2025-04-02 California Legislative Information
From committee: Amend, and do pass as amended and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 2).
2025-03-19 California Legislative Information
Re-referred to Com. on INS.
2025-03-18 California Legislative Information
From committee chair, with author's amendments: Amend, and re-refer to Com. on INS. Read second time and amended.
2025-03-03 California Legislative Information
Referred to Com. on INS.
2025-02-20 California Legislative Information
From printer. May be heard in committee March 22.
2025-02-19 California Legislative Information
Read first time. To print.

Official Summary Text

AB 943, Michelle Rodriguez.
Insurance agents: prelicensing education.
Existing law requires the Department of Insurance to require all new applicants for license as a property broker-agent, casualty broker-agent, limited lines automobile insurance agent, personal lines broker-agent, life agent, or accident and health or sickness agent to meet specified prelicensing education standards that include 20 hours of prelicensing study as a prerequisite to qualification for a license. Existing law also requires 12 hours of study on ethics in addition to the 20 hours of prelicensing study. Existing law requires the curriculum for satisfying this requirement to be approved by the curriculum board and submitted to the Insurance Commissioner for final approval. Existing law requires the commissioner to charge a specified fee for filing an application for certification, and to renew certification, of the prelicensing education course mentioned above.
This bill would eliminate the requirement that all new applicants must meet the 20 hours of prelicensing study, and would require a fee associated with the 12-hour ethics course certification. The bill would also make conforming changes.
This bill would incorporate additional changes to Section 1757.2 of the Insurance Code proposed by AB 487 to be operative only if this bill and AB 487 are enacted and this bill is enacted last.

Current Bill Text

Read the full stored bill text

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