Plain English Breakdown
The effective date is listed as empty in the metadata; while enacted on October 10, 2025, the specific start date for these rules is unknown from this text.
Changes to Insurance Agent Education Rules
This law removes the requirement for new insurance agents to complete 20 hours of general prelicensing study and requires a fee associated with certifying their ethics course.
What This Bill Does
- Eliminates the rule that requires all new applicants to finish 20 hours of prelicensing study before getting a license.
- Requires a fee for filing an application or renewing certification for the 12-hour ethics training course.
- Makes matching changes to other parts of the law.
Who It Names or Affects
- New applicants for property broker-agent, casualty broker-agent, limited lines automobile insurance agent, personal lines broker-agent, life agent, or accident and health or sickness agent licenses.
- The Department of Insurance and its curriculum board regarding course approval processes.
Terms To Know
- Prelicensing study
- Required classes that people must finish before they can apply for an insurance license, which this bill removes the 20-hour requirement for.
- Curriculum board
- A group under existing law that reviews and approves education course content submitted to the Insurance Commissioner.
Limits and Unknowns
- The exact amount of the fee for ethics course certification is not specified in this text.
- Some changes only happen if AB 487 is also enacted and this bill (AB 943) is enacted last.