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Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

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SB-1043 • 2026

FAIR Plan policy reporting.

FAIR Plan policy reporting.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Jones
Last action
2026-02-18
Official status
Referred to Com. on INS.
Effective date
Not listed

Plain English Breakdown

The official source material does not provide details on how the report will be used or what actions should follow from it.

FAIR Plan Policy Reporting

This law requires the Department of Insurance to create an annual report about changes in the number of FAIR Plan policies by ZIP Code and share it with the Legislature and on their website.

What This Bill Does

  • Requires the Department of Insurance to prepare a yearly report showing the change in the number of FAIR Plan policies for each ZIP Code.
  • The report must be submitted to the Legislature and posted on the department's website by July 1st every year starting from 2027.

Who It Names or Affects

  • The Department of Insurance
  • Legislature

Terms To Know

FAIR Plan
A program that helps people get basic property insurance when they can't find it through regular channels.
ZIP Code
A code used by the U.S. Postal Service to identify specific areas for mail delivery, also used here to show where FAIR Plan policies are located.

Limits and Unknowns

  • The bill does not specify how the report will be used or what actions should follow from it.
  • It is unclear if this law will change how people get insurance through the FAIR Plan program.

Bill History

  1. 2026-02-18 California Legislative Information

    Referred to Com. on INS.

  2. 2026-02-12 California Legislative Information

    From printer. May be acted upon on or after March 14.

  3. 2026-02-11 California Legislative Information

    Introduced. Read first time. To Com. on RLS. for assignment. To print.

Official Summary Text

SB 1043, as introduced, Jones.
FAIR Plan policy reporting.
Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department’s powers and duties. Existing law establishes the California FAIR Plan Association, a joint reinsurance association in which all insurers licensed to write basic property insurance participate to administer a program for the equitable apportionment of basic property insurance for persons who are unable to obtain that coverage through normal channels.
This bill would require the department to annually prepare a report that includes the change in number of FAIR Plan policies by ZIP Code for the prior calendar year. The bill would require the report to be submitted to the Legislature and publicly posted on the department’s internet website on or before July 1, 2027, and on or before each July 1 thereafter.

Current Bill Text

Read the full stored bill text 
Download Bill PDF