SB-1224 • 2026

Home protection contracts.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Jones
Last action: 2026-04-24
Official status: Set for hearing May 4.
Effective date: Not listed

Plain English Breakdown

The final status and enforcement details are unclear from the provided sources.

Home Protection Contracts

This law requires home protection companies to offer reimbursement or cash instead of repairs when it's impossible to fix something, if fixing costs more than allowed by the contract, or at a customer's request.

What This Bill Does

Requires home protection contracts to include provisions for reimbursing customers with money or providing cash in lieu of repair or replacement when it is impossible to effectuate repairs or replacements.
Specifies that reimbursement or cash must be provided if the cost of fixing something exceeds what the contract allows.
Allows customers to request reimbursement or cash instead of repairs.

Who It Names or Affects

Home protection companies that offer contracts for repairing or replacing home components, systems, and appliances.
People who purchase these contracts for their homes.

Terms To Know

home protection contract: An agreement where a company promises to repair or replace parts of your house if they break down.
contract aggregate: The total amount the home protection contract covers for repairs and replacements.

Limits and Unknowns

Does not specify what happens if a company does not follow these new rules.
It is unclear how this law will be enforced or who will ensure companies comply with it.
The bill has passed the legislature but its final status, including whether it becomes law after executive action, remains unknown.

Bill History

2026-04-24 California Legislative Information
Set for hearing May 4.
2026-04-23 California Legislative Information
From committee: Do pass and re-refer to Com. on APPR. (Ayes 7. Noes 0.) (April 22). Re-referred to Com. on APPR.
2026-04-14 California Legislative Information
From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
2026-04-10 California Legislative Information
Set for hearing April 22.
2026-03-23 California Legislative Information
From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.
2026-03-04 California Legislative Information
Referred to Com. on INS.
2026-02-20 California Legislative Information
From printer. May be acted upon on or after March 22.
2026-02-19 California Legislative Information
Introduced. Read first time. To Com. on RLS. for assignment. To print.

Official Summary Text

SB 1224, as amended, Jones.
Home protection contracts.
Existing law regulates home protection companies that issue home protection contracts, as defined, to repair or replace components, systems, and appliances of a home for a specified period of time. Existing law requires the contract to provide a system of service for effectuating a repair or replacement of the system, component, or appliance.
This bill would require the contract to also include a system of service for
allowing reimbursement or
cash in lieu of repair or replacement of the system, component, or
appliance.
appliance when it is impossible to effectuate a repair or replacement, when
effectuating a repair or replacement exceeds the contract aggregate, or upon request of the consumer.

Current Bill Text

Read the full stored bill text

Download Bill PDF