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SB-525 • 2026

California FAIR Plan: manufactured homes.

California FAIR Plan: manufactured homes.

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Jones
Last action
2025-10-09
Official status
Chaptered by Secretary of State. Chapter 476, Statutes of 2025.
Effective date
Not listed

Plain English Breakdown

The official source material does not provide details about the cost of insurance or future impacts.

Expanding Insurance Coverage for Manufactured Homes

This law includes manufactured homes and mobilehomes in the types of properties that qualify for basic property insurance under the California FAIR Plan.

What This Bill Does

  • Defines 'basic property insurance' offered through the California FAIR Plan to include insurance for manufactured homes and mobilehomes.
  • Specifies that this insurance is provided on the same terms as other residential dwellings.

Who It Names or Affects

  • People who own manufactured homes and mobilehomes in California
  • Insurance companies participating in the California FAIR Plan

Terms To Know

California FAIR Plan Association
A group of insurance companies that work together to provide basic property insurance to people who might have trouble getting it otherwise.
Basic Property Insurance
Insurance that covers damage to a home from things like fires, storms, and other disasters.

Limits and Unknowns

  • The bill does not specify the cost of insurance for manufactured homes.
  • It is unclear how this change will affect future access to insurance for people with manufactured homes.

Bill History

  1. 2025-10-09 California Legislative Information

    Chaptered by Secretary of State. Chapter 476, Statutes of 2025.

  2. 2025-10-09 California Legislative Information

    Approved by the Governor.

  3. 2025-09-16 California Legislative Information

    Enrolled and presented to the Governor at 3 p.m.

  4. 2025-09-08 California Legislative Information

    In Senate. Ordered to engrossing and enrolling.

  5. 2025-09-08 California Legislative Information

    Read third time. Passed. (Ayes 79. Noes 0. Page 2995.) Ordered to the Senate.

  6. 2025-09-02 California Legislative Information

    Read second time. Ordered to third reading.

  7. 2025-08-29 California Legislative Information

    From committee: Do pass. (Ayes 15. Noes 0.) (August 29).

  8. 2025-08-20 California Legislative Information

    August 20 set for first hearing. Placed on APPR. suspense file.

  9. 2025-07-09 California Legislative Information

    From committee: Do pass and re-refer to Com. on APPR. (Ayes 15. Noes 0.) (July 9). Re-referred to Com. on APPR.

  10. 2025-06-09 California Legislative Information

    Referred to Com. on INS.

  11. 2025-06-03 California Legislative Information

    In Assembly. Read first time. Held at Desk.

  12. 2025-06-02 California Legislative Information

    Read third time. Passed. (Ayes 37. Noes 0. Page 1403.) Ordered to the Assembly.

  13. 2025-04-28 California Legislative Information

    Read second time. Ordered to third reading.

  14. 2025-04-24 California Legislative Information

    From committee: Do pass. (Ayes 4. Noes 0. Page 869.) (April 23).

  15. 2025-04-08 California Legislative Information

    From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.

  16. 2025-04-04 California Legislative Information

    Set for hearing April 23.

  17. 2025-03-28 California Legislative Information

    April 9 set for first hearing canceled at the request of author.

  18. 2025-03-26 California Legislative Information

    Set for hearing April 9.

  19. 2025-03-24 California Legislative Information

    From committee with author's amendments. Read second time and amended. Re-referred to Com. on INS.

  20. 2025-03-05 California Legislative Information

    Referred to Com. on INS.

  21. 2025-02-21 California Legislative Information

    From printer. May be acted upon on or after March 23.

  22. 2025-02-20 California Legislative Information

    Introduced. Read first time. To Com. on RLS. for assignment. To print.

Official Summary Text

SB 525, Jones.
California FAIR Plan: manufactured homes.
Existing law creates the California FAIR Plan Association, a joint reinsurance association formed by insurers licensed to write and engaged in writing basic property insurance within this state, to assist persons in securing basic property insurance, and to formulate and administer a program for the equitable apportionment among insurers of basic property insurance. Existing law defines “basic property insurance” for these purposes.
This bill would define “basic property insurance” offered through the FAIR Plan to include insurance for manufactured homes and mobilehomes under the same terms and conditions as basic property insurance
sold for other residential dwellings.

Current Bill Text

Read the full stored bill text 
Download Bill PDF