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Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

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HB05112 • 2026

AN ACT EXEMPTING FROM THE PERSONAL INCOME TAX THE AMOUNT OF STATE AND FEDERAL DEBT RELIEF RECEIVED BY A TAXPAYER FOR STUDENT LOANS AND MEDICAL DEBT.

AN ACT EXEMPTING FROM THE PERSONAL INCOME TAX THE AMOUNT OF STATE AND FEDERAL DEBT RELIEF RECEIVED BY A TAXPAYER FOR STUDENT LOANS AND MEDICAL DEBT.

Education Healthcare Taxes
Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Rep. Jason Rojas, 9th Dist.
Last action
2026-02-10
Official status
Referred to Joint Committee on Finance, Revenue and Bonding
Effective date
Not listed

Plain English Breakdown

The effective date is listed as empty in the official metadata and does not appear in the bill text excerpt.

Exempting Student Loan and Medical Debt Relief from Income Tax

This bill changes the law so that state or federal money used to pay off student loan or medical debt is not counted as taxable income.

What This Bill Does

  • Amends Chapter 229 of the general statutes regarding personal income tax.
  • Exempts from personal income tax any amount of state and federal debt relief received by a taxpayer for student loans.
  • Exempts from personal income tax any amount of state and federal debt relief received by a taxpayer for medical debt.

Who It Names or Affects

  • Taxpayers who receive state or federal debt relief for their student loans.
  • Taxpayers who receive state or federal debt relief for their medical bills.

Limits and Unknowns

  • The official text does not specify when this law will take effect.
  • The official text does not mention a maximum dollar amount limit for the exemption.

Bill History

  1. 2026-02-10 Connecticut General Assembly

    Referred to Joint Committee on Finance, Revenue and Bonding

Official Summary Text

To exempt from the personal income tax the amount of any state and federal debt relief received by a taxpayer for student loans and medical debt.

Current Bill Text

Read the full stored bill text 
LCO No. 569 1 of 1

General Assembly Proposed Bill No. 5112
February Session, 2026 LCO No. 569

Referred to Committee on FINANCE, REVENUE AND
BONDING

Introduced by:
REP. ROJAS, 9th Dist.

AN ACT EXEMPTING FROM THE PERSONAL INCOME TAX THE
AMOUNT OF STATE AND FEDERAL DEBT RELIEF RECEIVED BY A
TAXPAYER FOR STUDENT LOANS AND MEDICAL DEBT.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:

That chapter 229 of the general statutes be amended to exempt from 1
the personal income tax the amount of any state and federal debt relief 2
received by a taxpayer for student loans and medical debt. 3
Statement of Purpose:
To exempt from the personal income tax the amount of any state and
federal debt relief received by a taxpayer for student loans and medical
debt.