AN ACT DISREGARDING THE VALUE OF LIFE INSURANCE BENEFITS IN ELIGIBILITY DETERMINATIONS FOR PUBLIC ASSISTANCE PROGRAMS.

Plain English Breakdown

The bill mentions 'including, but not limited to, Medicaid,' which means other programs could be affected without being listed.

HB05198: Excluding Life Insurance from Public Aid Eligibility

This bill changes the law so that life insurance policies do not count as assets when deciding if a person qualifies for state public assistance programs.

What This Bill Does

• Amends general statutes to exclude life insurance policy values from eligibility checks.

Limits and Unknowns

• The change applies only to the extent allowed by federal law.
• Medicaid is mentioned as an example, but other programs may also be affected.

Official Summary Text

To disregard the value of life insurance policies in eligibility determinations for state-administered public assistance programs.

Current Bill Text

LCO No. 920 1 of 1

General Assembly Proposed Bill No. 5198
February Session, 2026 LCO No. 920

Referred to Committee on HUMAN SERVICES

Introduced by:
REP. GONZALEZ, 3rd Dist.

AN ACT DISREGARDING THE VALUE OF LIFE INSURANCE
BENEFITS IN ELIGIBILITY DETERMINATIONS FOR PUBLIC
ASSISTANCE PROGRAMS.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:

That the general statutes be amended to disregard the value of life 1
insurance policies in eligibility determinations for public assistance 2
programs, including, but not limited to, Medicaid, to the extent 3
permissible under federal law. 4
Statement of Purpose:
To disregard the value of life insurance policies in eligibility
determinations for state-administered public assistance programs.