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Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

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HB05198 • 2026

AN ACT DISREGARDING THE VALUE OF LIFE INSURANCE BENEFITS IN ELIGIBILITY DETERMINATIONS FOR PUBLIC ASSISTANCE PROGRAMS.

AN ACT DISREGARDING THE VALUE OF LIFE INSURANCE BENEFITS IN ELIGIBILITY DETERMINATIONS FOR PUBLIC ASSISTANCE PROGRAMS.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Rep. Minnie Gonzalez, 3rd Dist.
Last action
2026-02-11
Official status
Referred to Joint Committee on Human Services
Effective date
Not listed

Plain English Breakdown

The official source material does not provide information on the impact of the act on overall budget or funding for public assistance programs, nor does it specify what happens if federal law does not permit ignoring life insurance value.

Ignoring Life Insurance Value for Public Assistance

This act changes how people qualify for certain public help by not counting their life insurance when deciding if they are eligible.

What This Bill Does

  • Changes rules to ignore the value of life insurance policies when checking eligibility for state-administered public assistance programs like Medicaid, to the extent permissible under federal law.

Who It Names or Affects

  • People who need public assistance and have life insurance policies.
  • State agencies responsible for administering public assistance programs like Medicaid.

Terms To Know

Public Assistance Programs
Government programs that provide financial help to people in need, such as Medicaid.
Eligibility Determinations
The process of deciding if someone qualifies for a government program based on their income and other factors.

Limits and Unknowns

  • This act only applies to state-administered public assistance programs.
  • It is unclear how this change will affect the overall budget or funding for these programs.
  • The bill does not specify what happens if federal law does not allow ignoring life insurance value.

Bill History

  1. 2026-02-11 Connecticut General Assembly

    Referred to Joint Committee on Human Services

Official Summary Text

To disregard the value of life insurance policies in eligibility determinations for state-administered public assistance programs.

Current Bill Text

Read the full stored bill text 
LCO No. 920 1 of 1

General Assembly Proposed Bill No. 5198
February Session, 2026 LCO No. 920

Referred to Committee on HUMAN SERVICES

Introduced by:
REP. GONZALEZ, 3rd Dist.

AN ACT DISREGARDING THE VALUE OF LIFE INSURANCE
BENEFITS IN ELIGIBILITY DETERMINATIONS FOR PUBLIC
ASSISTANCE PROGRAMS.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:

That the general statutes be amended to disregard the value of life 1
insurance policies in eligibility determinations for public assistance 2
programs, including, but not limited to, Medicaid, to the extent 3
permissible under federal law. 4
Statement of Purpose:
To disregard the value of life insurance policies in eligibility
determinations for state-administered public assistance programs.