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HB05371 • 2026

AN ACT CONCERNING INSURANCE REGULATION IN THE STATE.

AN ACT CONCERNING INSURANCE REGULATION IN THE STATE.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Insurance and Real Estate Committee
Last action
2026-05-04
Official status
Senate Calendar Number 550
Effective date
Not listed

Plain English Breakdown

Checked against official source text during the last sync.

A Study on State Insurance Rules

This law requires the state's top insurance official to study how insurance is regulated and report back by January 1, 2027.

What This Bill Does

  • Requires the Insurance Commissioner to conduct a study about insurance regulation in the state.
  • Sets a deadline of January 1, 2027 for finishing this study.
  • Mandates that the commissioner submit a written report with the results of the study.
  • Directs the final report to be sent to the joint standing committee in the legislature that handles insurance matters.

Who It Names or Affects

  • The Insurance Commissioner
  • The state agency responsible for regulating insurance
  • The joint standing committee in the legislature with oversight of insurance issues

Terms To Know

Insurance Commissioner
The head official who runs the state department that oversees insurance companies and rules.
General Assembly
The group of elected officials in Connecticut who make laws for the state.

Limits and Unknowns

  • The bill does not list specific topics or questions that must be included in the study.
  • No effective date is listed beyond stating it takes effect upon passage.

Bill History

  1. 2026-05-04 Connecticut General Assembly

    House Adopted House Amendment Schedule A 5787

  2. 2026-05-04 Connecticut General Assembly

    House Passed as Amended by House Amendment Schedule A

  3. 2026-05-04 Connecticut General Assembly

    Transmitted Pursuant To Joint Rule 17

  4. 2026-05-04 Connecticut General Assembly

    Favorable Report, Tabled for the Calendar, Senate

  5. 2026-05-04 Connecticut General Assembly

    Senate Calendar Number 550

  6. 2026-03-24 LCO

    Reported Out of Legislative Commissioners' Office

  7. 2026-03-24 Connecticut General Assembly

    Favorable Report, Tabled for the Calendar, House

  8. 2026-03-24 Connecticut General Assembly

    House Calendar Number 125

  9. 2026-03-24 LCO

    File Number 145

  10. 2026-03-18 LCO

    Referred to Office of Legislative Research and Office of Fiscal Analysis 03/23/26 5:00 PM

  11. 2026-03-12 INS

    Joint Favorable

  12. 2026-03-12 LCO

    Filed with Legislative Commissioners' Office

  13. 2026-02-27 Connecticut General Assembly

    Public Hearing 03/03

  14. 2026-02-26 Connecticut General Assembly

    Referred to Joint Committee on Insurance and Real Estate

Official Summary Text

To require the Insurance Commissioner to conduct a study concerning insurance regulation in the state.

Current Bill Text

Read the full stored bill text 
House of Representatives
HB5371 / File No. 145 1

General Assembly File No. 145
February Session, 2026 House Bill No. 5371

House of Representatives, March 24, 2026

The Committee on Insurance and Real Estate reported through
REP. WOOD of the 29th Dist., Chairperson of the Committee on
the part of the House, that the bill ought to pass.

AN ACT CONCERNING INSURANCE REGULATION IN THE STATE.
Be it enacted by the Senate and House of Representatives in General
Assembly convened:

Section 1. ( Effective from passage ) The Insurance Commissioner shall 1
conduct a study concerning insurance regulation in the state. Not later 2
than January 1, 2027 , the commissioner shall submit a report, in 3
accordance with the provisions of section 11 -4a of the general statutes, 4
concerning the results of such study to the joint standing committee of 5
the General Assembly having cognizance of matters relating to 6
insurance. 7
This act shall take effect as follows and shall amend the following
sections:

Section 1 from passage New section

INS Joint Favorable

HB5371 File No. 145

HB5371 / File No. 145 2

The following Fiscal Impact Statement and Bill Analysis are prepared for the benefit of the members of
the General Assembly, solely for purposes of information, summarization and explanation and do not
represent the intent of the General Assembly or either chamber thereof for any purpose. In general,
fiscal impacts are based upon a variety of informational sources, including the analyst’s professional
knowledge. Whenever applicable, agency data is consulted as part of the analysis, however final
products do not necessarily reflect an assessment from any specific department.

OFA Fiscal Note

State Impact: None
Municipal Impact: None
Explanation
The bill requires the Insurance Department to conduct a study
concerning insurance regulation in the state and results in no impact as
the department has the expertise to meet the requirements of the bill.

HB5371 File No. 145

HB5371 / File No. 145 3

OLR Bill Analysis
HB 5371

AN ACT CONCERNING INSURANCE REGULATION IN THE STATE.

SUMMARY
The Office of Legislative Research does not analyze Special Acts.
COMMITTEE ACTION
Insurance and Real Estate Committee
Joint Favorable
Yea 11 Nay 2 (03/12/2026)