This Amendment makes the following technical corrections: 1.

Plain English Breakdown

The candidate explanation included claims about the bill affecting individual policies differently than group and blanket policies, but the official source material does not provide specific details on this impact.

Health Insurance Policy Corrections

This amendment makes technical corrections in health insurance rules to improve clarity and consistency with other laws.

What This Bill Does

• Reorganizes paragraph structure in Sections 1 and 2 of a health insurance law to be consistent with other health coverage mandates in Chapters 33 and 35 of Title 18.
• Changes 'individual' policies to 'group and blanket' policies in Section 2, which affects how these types of plans are regulated under Chapter 35 of Title 18.
• Removes the cost-sharing limitation exception for catastrophic health plans from Section 2 because they are individual plans.
• Adds that all health benefit plans must follow the rules when delivered or issued under a specific section of another law.
• Clarifies that new policies, contracts, or certificates issued after December 31, 2027, will be covered by this act.

Who It Names or Affects

• People who buy health insurance plans
• Companies that sell health insurance

Terms To Know

catastrophic plan

A type of health insurance plan with lower monthly costs but higher out-of-pocket expenses.

health benefit plans

Insurance policies that provide coverage for medical services and treatments.

Limits and Unknowns

• The bill does not specify how these changes will be enforced.
• It is unclear if there are any financial impacts from these technical corrections.

Official Summary Text

This Amendment makes the following technical corrections:

1. Reorganizes paragraph structure in Section 1 and Section 2 of HS 1 for HB 200 to be consistent with other health coverage mandates in Chapters 33 and 35 of Tite 18.
2. In Section 2 of HS 1 for HB 200, corrects "individual" to "group and blanket" health insurance policies regulated under Chapter 35 of Title 18.
3. In Section 2 of HS 1 for HB 200, removes the cost-sharing limitation exception for catastrophic plans because catastrophic plans are individual health plans.
4. In Section 4 of HS 1 for HB 200, for purposes of clarity, adds that the coverage applies to all health benefit plans delivered or issued for delivery under § 505(3) of Title 31.
5. In Section 5 of HS 1 for HB 200, adding “issued” to the applicability date to clarify the Act applies to policies, contracts, or certificates that are newly issued after December 31, 2027.

Current Bill Text

Legislation Document

SPONSOR:

Rep. Chukwuocha

HOUSE OF REPRESENTATIVES

153rd GENERAL ASSEMBLY

HOUSE AMENDMENT NO. 1

TO

HOUSE SUBSTITUTE NO. 1

FOR

HOUSE BILL NO. 200

AMEND House Substitute No. 1 for House Bill No. 200 on line 25 by inserting “

(1)

” after “

(d)

” and before “

This

” therein.

FURTHER AMEND House Substitute No. 1 for House Bill No. 200 on line 27 by deleting "

(e)(1)

" as it appears therein and inserting in lieu thereof "

(2)

".

FURTHER AMEND House Substitute No. 1 for House Bill No. 200 on line 30 by deleting "

(2)a.

" as it appears therein and inserting in lieu thereof "

(3)a.

".

FURTHER AMEND House Substitute No. 1 for House Bill No. 200 on line 48 by deleting "

individual

" as it appears therein and inserting in lieu thereof "

group and blanket

".

FURTHER AMEND House Substitute No. 1 for House Bill No. 200 on line 60 by inserting “

(1)

” after “

(d)

” and before “

This

” therein.

FURTHER AMEND House Substitute No. 1 for House Bill No. 200 by deleting lines 62 through 64 in their entirety.

FURTHER AMEND House Substitute No. 1 for House Bill No. 200 on line 103 by deleting "

Carriers

" as it appears therein and inserting in lieu thereof "

In all health benefit plans delivered or issued for delivery under § 505(3) of this title, carriers

".

FURTHER AMEND House Substitute No. 1 for House Bill No. 200 by on line 111 by inserting "issued," after "are" and before "renewed," therein.

SYNOPSIS

This Amendment makes the following technical corrections:

1. Reorganizes paragraph structure in Section 1 and Section 2 of HS 1 for HB 200 to be consistent with other health coverage mandates in Chapters 33 and 35 of Tite 18.

2. In Section 2 of HS 1 for HB 200, corrects "individual" to "group and blanket" health insurance policies regulated under Chapter 35 of Title 18.

3. In Section 2 of HS 1 for HB 200, removes the cost-sharing limitation exception for catastrophic plans because catastrophic plans are individual health plans.

4. In Section 4 of HS 1 for HB 200, for purposes of clarity, adds that the coverage applies to all health benefit plans delivered or issued for delivery under § 505(3) of Title 31.

5. In Section 5 of HS 1 for HB 200, adding “issued” to the applicability date to clarify the Act applies to policies, contracts, or certificates that are newly issued after December 31, 2027.