Plain English Breakdown
The bill passed both chambers but has no listed effective date yet; it is ready for Governor action.
HB429: Updating Step Therapy Rules for Biologics
This bill updates Delaware law so that insurance companies can require patients to try certain lower-cost biological drugs before covering more expensive brand-name versions.
What This Bill Does
- Updates the state code to include biologics and biosimilars in step therapy rules.
- Allows insurers, health plans, or utilization review entities to require a patient to try an interchangeable biological product before providing coverage for the equivalent branded prescription drug.
- Permits these entities to require trying a biosimilar before covering a brand-name reference product.
Who It Names or Affects
- Insurance companies and health plans operating in Delaware
- Utilization review entities that check drug coverage requests
Terms To Know
- Step therapy exception process
- A legal rule regarding when insurance must cover a specific medicine without requiring the patient to try other options first.
- Biosimilar
- A drug that is very similar to an existing brand-name biological product, comparable to how generic drugs relate to traditional drugs once exclusivity expires.
Limits and Unknowns
- The official text does not state the effective date for these new rules.
- The source material describes what insurers can require but does not detail the specific steps patients or doctors must take to request an exception if they cannot use these lower-cost options.