The official source does not define what 'Renters Insurance' covers, so specific details like protecting belongings or liability were removed.
HB467: Rules for Renters Insurance in Delaware
This bill stops landlords from forcing tenants to buy renter's insurance from a specific company, as long as the tenant has a policy that meets the lease requirements.
What This Bill Does
Stops landlords from requiring tenants to use a specific insurance company or provider linked to the landlord.
Allows landlords to require tenants to have renters insurance with certain coverage levels in their rental agreement.
States that any Delaware-authorized insurer can provide the required policy if it meets the lease terms.
Who It Names or Affects
Landlords who rent out property in Delaware
Tenants living in rental properties with insurance requirements
Limits and Unknowns
The bill does not say when it will officially become law or take effect.
The text only covers renters insurance and does not mention other types of property coverage.
Amendments
These notes stay tied to the official amendment files and metadata from the legislature.
Plain English: This amendment allows landlords in Delaware to buy renters insurance for tenants who fail to get their own, but only through a specific provider chosen by the landlord and only until the tenant gets coverage.
Landlords can now start an insurance policy from a company they choose or that is connected to them if a tenant does not have required renters insurance.
This power for landlords lasts only as long as the tenant fails to get or keep their own insurance.
The amendment text does not explain how much this landlord-bought insurance will cost the tenant.
It is unclear if tenants can choose a different provider once they decide to buy their own policy after being covered by the landlord's plan.
Bill History
2026-06-18Delaware General Assembly
Amendment HA 1 to HB 467 - Passed In House by Voice Vote
2026-06-18Delaware General Assembly
Passed By House. Votes: 39 YES 2 ABSENT
2026-06-18Delaware General Assembly
Assigned to Banking, Business, Insurance & Technology Committee in Senate
2026-06-17Delaware General Assembly
Amendment HA 1 to HB 467 - Introduced and Placed With Bill
2026-06-16Delaware General Assembly
Reported Out of Committee (Housing) in House with 3 Favorable, 6 On Its Merits
2026-06-09Delaware General Assembly
Introduced and Assigned to Housing Committee in House
Official Summary Text
AN ACT TO AMEND TITLE 25 OF THE DELAWARE CODE RELATING TO RENTERS INSURANCE.
This Act provides that a landlord may not require a tenant to use a particular renters insurance company as long as the tenant maintains renters insurance according to the terms of the rental agreement.
Current Bill Text
Read the full stored bill text
Legislation Document
SPONSOR:
Rep. Harris & Sen. Buckson
Rep. Lambert
HOUSE OF REPRESENTATIVES
153rd GENERAL ASSEMBLY
HOUSE BILL NO. 467
AN ACT TO AMEND TITLE 25 OF THE DELAWARE CODE RELATING TO RENTERS INSURANCE.
BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF DELAWARE:
Section 1. Amend Chapter 53, Title 25 of the Delaware Code by making deletions as shown by strike through and insertions as shown by underline as follows:
§ 5318. Renters insurance.
(a) A landlord may not require a tenant to obtain renters insurance from a specific insurer or through a specific provider designated or affiliated with the landlord.
(b) A landlord may require, as a condition of the rental agreement, that the tenant maintain renters insurance meeting specified coverage requirements set forth in the rental agreement.
(c) A tenant who maintains coverage through any insurer authorized to do business in Delaware, and whose policy meets the coverage requirements of the lease, is deemed to have complied with any insurance requirement in the rental agreement.
SYNOPSIS
This Act provides that a landlord may not require a tenant to use a particular renters insurance company as long as the tenant maintains renters insurance according to the terms of the rental agreement.