AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE EXAMINATIONS.

Plain English Breakdown

The effective date depends on whether a specific date is specified elsewhere, which is not included in the provided text excerpts.

HB74: Keeping Privacy in Delaware Insurance Exams

This law says that insurance companies do not lose their right to keep certain private documents secret just because they share them with the state regulator.

What This Bill Does

• Amends Title 18 of the Delaware Code regarding insurance examinations.
• States that sharing information with the Insurance Commissioner does not waive privilege or confidentiality claims for policyholders, claimants, and companies.

Who It Names or Affects

• Insurance companies operating in Delaware
• Policyholders who have contracts with these companies
• Claimants seeking money from an insurance company
• The Delaware Insurance Commissioner

Terms To Know

Privilege

A legal right that allows people or groups to keep certain information private and not share it in court.

Waiver

The act of giving up a legal right, such as the right to keep something secret.

Limits and Unknowns

• The official effective date is not listed in the provided source material.
• The law applies only to disclosures made under this specific section and does not describe other ways privilege might be lost.

Official Summary Text

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE EXAMINATIONS.
This Act provides that privilege between a policyholder or claimant and an insurance company is not waived simply because information is submitted by companies to the Insurance Commissioner, whether or not the information is redacted.

Current Bill Text

Legislation Document

SPONSOR:

Rep. Bush & Sen. Mantzavinos

Sens. Seigfried, Walsh

HOUSE OF REPRESENTATIVES

153rd GENERAL ASSEMBLY

HOUSE BILL NO. 74

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE EXAMINATIONS.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF DELAWARE:

Section 1. Amend § 321, Title 18 of the Delaware Code by making deletions as shown by strike through and insertions as shown by underline as follows:

§ 321. Examination report.

(h) No waiver of any applicable privilege or claim of confidentiality in the documents, materials, or information occurs as a result of disclosure to the Commissioner under this section.

SYNOPSIS

This Act provides that privilege between a policyholder or claimant and an insurance company is not waived simply because information is submitted by companies to the Insurance Commissioner, whether or not the information is redacted.