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HB74 • 2025

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE EXAMINATIONS.

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE EXAMINATIONS.

Privacy
Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
Bush
Last action
2025-08-25
Official status
Signed 8/25/25
Effective date
Not listed

Plain English Breakdown

The official summary does not mention policyholders and claimants directly being affected.

Insurance Privacy Protection

This law ensures that sharing documents with the Delaware Insurance Commissioner does not mean giving up privacy rights.

What This Bill Does

  • Adds a new part (h) to § 321 of Title 18 in Delaware’s laws about insurance exams, stating that privilege is not waived when information is shared with the Insurance Commissioner.

Who It Names or Affects

  • Insurance companies in Delaware
  • The Insurance Commissioner of Delaware

Terms To Know

Privilege
A legal right to keep certain information private, like between a lawyer and client.

Limits and Unknowns

  • The exact date this law will start is not clear.
  • It only applies when the Insurance Commissioner asks for information from insurance companies.

Bill History

  1. 2025-08-25 Delaware General Assembly

    Signed by Governor

  2. 2025-05-21 Delaware General Assembly

    Passed By Senate. Votes: 19 YES 2 ABSENT

  3. 2025-03-26 Delaware General Assembly

    Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 7 On Its Merits

  4. 2025-03-20 Delaware General Assembly

    Passed By House. Votes: 34 YES 7 ABSENT

  5. 2025-03-20 Delaware General Assembly

    Assigned to Banking, Business, Insurance & Technology Committee in Senate

  6. 2025-03-18 Delaware General Assembly

    Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 8 On Its Merits

  7. 2025-03-13 Delaware General Assembly

    Introduced and Assigned to Economic Development/Banking/Insurance & Commerce Committee in House

Official Summary Text

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE EXAMINATIONS.
This Act provides that privilege between a policyholder or claimant and an insurance company is not waived simply because information is submitted by companies to the Insurance Commissioner, whether or not the information is redacted.

Current Bill Text

Read the full stored bill text 
Legislation Document

SPONSOR:

Rep. Bush & Sen. Mantzavinos

Sens. Seigfried, Walsh

HOUSE OF REPRESENTATIVES

153rd GENERAL ASSEMBLY

HOUSE BILL NO. 74

AN ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO INSURANCE EXAMINATIONS.

BE IT ENACTED BY THE GENERAL ASSEMBLY OF THE STATE OF DELAWARE:

Section 1. Amend § 321, Title 18 of the Delaware Code by making deletions as shown by strike through and insertions as shown by underline as follows:

§ 321. Examination report.

(h) No waiver of any applicable privilege or claim of confidentiality in the documents, materials, or information occurs as a result of disclosure to the Commissioner under this section.

SYNOPSIS

This Act provides that privilege between a policyholder or claimant and an insurance company is not waived simply because information is submitted by companies to the Insurance Commissioner, whether or not the information is redacted.