KLS Keeping Law Simple Legislation in plain English

Straight-ahead summaries built from the official bill text. We keep the source links front and center and leave the decision up to you.

Back to Delaware

SB189 • 2025

ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.

ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor
Last action
2026-06-23
Official status
SS 1 for SB 189 - Passed By House. Votes: 39 YES 1 NO 1 ABSENT
Effective date
Not listed

Plain English Breakdown

Using official source text because the generated explanation was unavailable or could not be confirmed against the official bill text.

ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.

ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.

What This Bill Does

  • ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.
  • This legislation is intended to ensure that individuals can, for a period of 60 days, rescind approval of a settlement in a personal injury case involving an automobile accident if the individual was unrepresented at the time of settlement and if payment is returned upon rescission.
  • This act also requires notice to be given to an unrepresented individual of their right of recission in the release of liability.
  • These changes will allow an individual greater ability to make an informed decision.

Limits and Unknowns

  • This entry is temporarily using official source text because the generated explanation could not be confirmed against the official bill text during the last sync.

Bill History

  1. 2026-06-23 Delaware General Assembly

    SS 1 for SB 189 - Passed By House. Votes: 39 YES 1 NO 1 ABSENT

  2. 2026-06-16 Delaware General Assembly

    SS 1 for SB 189 - Reported Out of Committee (Economic Development/Banking/Insurance & Commerce) in House with 10 On Its Merits

  3. 2026-05-14 Delaware General Assembly

    SS 1 for SB 189 - Assigned to Economic Development/Banking/Insurance & Commerce Committee in House

  4. 2026-05-13 Delaware General Assembly

    Substituted in Senate by SS 1 for SB 189

  5. 2026-05-13 Delaware General Assembly

    SS 1 for SB 189 - - Passed By Senate. Votes: 21 YES

  6. 2026-05-13 Delaware General Assembly

    SS 1 for SB 189 - Passed By Senate. Votes: 21 YES

  7. 2026-05-12 Delaware General Assembly

    Reported Out of Committee (Banking, Business, Insurance & Technology) in Senate with 2 Favorable, 3 On Its Merits

  8. 2026-05-12 Delaware General Assembly

    Substituted in Senate by SS 1 for SB 189

  9. 2025-06-23 Delaware General Assembly

    Amendment SA 1 to SB 189 - Introduced and Placed With Bill

  10. 2025-06-19 Delaware General Assembly

    Introduced and Assigned to Banking, Business, Insurance & Technology Committee in Senate

Official Summary Text

ACT TO AMEND TITLE 18 OF THE DELAWARE CODE RELATING TO UNFAIR PRACTICES IN THE INSURANCE BUSINESS.
This legislation is intended to ensure that individuals can, for a period of 60 days, rescind approval of a settlement in a personal injury case involving an automobile accident if the individual was unrepresented at the time of settlement and if payment is returned upon rescission. This act also requires notice to be given to an unrepresented individual of their right of recission in the release of liability. These changes will allow an individual greater ability to make an informed decision. This Act becomes effective on 6 months after its enactment into law.