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PR26-0152 • 2025

Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Declaration Resolution of 2025

Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Declaration Resolution of 2025

Enacted

This bill passed the Legislature and reached final enactment based on the latest official action.

Sponsor
R. White
Last action
2025-04-11
Official status
Approved
Effective date
Not listed

Plain English Breakdown

The official source material does not specify that the resolution continues sending information and updates to homeowners beyond requiring notices about eligibility for the DC Homeowner Assistance Fund.

Emergency Foreclosure Protection for DC Homeowners

This resolution extends emergency protections against foreclosure until May 1, 2025, for homeowners in Washington, D.C., who applied for the DC Homeowner Assistance Fund before September 30, 2022.

What This Bill Does

  • Extends protection from foreclosure for certain homeowners until May 1, 2025.
  • Requires notices to be sent to homeowners about their eligibility for the DC Homeowner Assistance Fund.

Who It Names or Affects

  • Homeowners in Washington, D.C., who applied for the DC Homeowner Assistance Fund before September 30, 2022.

Terms To Know

Foreclosure
A legal process where a bank or lender takes possession of a home when the homeowner cannot pay back a mortgage loan.
DC Homeowner Assistance Fund (DC HAF)
A program that provides financial help to homeowners in Washington, D.C., who are struggling with their mortgages.

Limits and Unknowns

  • The resolution only applies until May 1, 2025.
  • It does not provide new funding for the DC Homeowner Assistance Fund.

Bill History

  1. 2025-04-11 Council of the District of Columbia LIMS

    Resolution R26-0088, Effective from Apr 01, 2025 Published in DC Register Vol 72 and Page 004099

  2. 2025-04-01 Council of the District of Columbia LIMS

    Retained by the Council

  3. 2025-04-01 Council of the District of Columbia LIMS

    Legislative Meeting

  4. 2025-04-01 Council of the District of Columbia LIMS

    Approved with Resolution Number R26-0088

  5. 2025-03-27 Council of the District of Columbia LIMS

    PR26-0152 Introduced by Councilmember R. White at Office of the Secretary

Official Summary Text

Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Declaration Resolution of 2025

Current Bill Text

Read the full stored bill text 
ENROLLED ORIGINAL

A RESOLUTION

26-88

IN THE COUNCIL OF THE DISTRICT OF COLUMBIA

April 1, 2025

To declare the existence of an emergency with respect to the need to continue foreclosure
protections for homeowners who applied for funding from the DC Homeowner
Assistance Fund program before September 30, 2022, and whose applications remain
under review, pending approval, pending payment, or under appeal, and to require that
notices continue to be sent to homeowners informing them of the DC Homeowner
Assistance Fund before a foreclosure action.

RESOLVED, BY THE COUNCIL OF THE DISTRICT OF COLUMBIA, That this
resolution may be cited as the “Foreclosure Moratorium and Homeowner Assistance Fund
Coordination Emergency Declaration Resolution of 2025”.

Sec. 2. (a) The Council has passed a series of emergency and temporary measures that,
among other things, have protected from foreclosure certain homeowners who applied for the
DC Homeowner Assistance Fund (“DC HAF”) no later than 2022 and whose applications were
still unresolved.
(b) The most current legislation, the Foreclosure Moratorium and Homeowner Assistance
Fund Coordination Temporary Amendment Act of 2024, effective September 18, 2024 (D.C.
Law 25-212; D.C. Official Code § 42-851.11), will expire on May 1, 2025.
(c) As of March 2025, District legal services providers report that payment administration
and communication issues have prevented final resolution of a small number of cases for
homeowners who continue to benefit from foreclosure protection.
(d) Emergency legislation is necessary to prevent a lapse in the law prior to the
fulfillment of its purpose.

Sec. 3. The Council of the District of Columbia determines that the circumstances
enumerated in section 2 constitute emergency circumstances making it necessary that the
Foreclosure Moratorium and Homeowner Assistance Fund Coordination Emergency Act of 2025
be adopted after a single reading.

Sec. 4. This resolution shall take effect immediately.