Home Inspectors

Plain English Breakdown

The bill's status and last action date do not align with its current state as described in the candidate explanation.

Home Inspector Requirements

This bill requires home inspectors to pass a certified exam and maintain errors and omissions insurance with at least $300,000 coverage.

What This Bill Does

• Requires that home inspector examinations meet specified requirements certified by the Department of Business and Professional Regulation.
• Updates the law to require home inspectors to maintain an errors and omissions insurance policy in an amount of not less than $300,000 per policy.

Who It Names or Affects

• Home inspectors in Florida will need to follow new rules about exams and insurance.

Terms To Know

Department of Business and Professional Regulation

The state agency that oversees professional licensing, including home inspector certification.

Errors and Omissions Insurance

Insurance that protects professionals from financial loss due to mistakes or oversights in their work.

Limits and Unknowns

• It is unclear if all current home inspectors will be able to meet the new requirements by July 1, 2026.
• The bill does not specify what happens if a home inspector fails to comply with these rules.

Official Summary Text

Home Inspectors; Requires that home inspector examination meet specified requirements certified by DBPR; requires home inspectors to maintain errors & omissions insurance policy.

Current Bill Text

HB 65 2026

CODING: Words stricken are deletions; words underlined are additions.
hb65-00
Page 1 of 2
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

A bill to be entitled 1
An act relating to home inspectors; amending s. 2
468.8313, F.S.; requiring that a home inspector 3
examination meet specified requirements certified by 4
the Department of Business and Professional 5
Regulation; amending s. 468.8322, F.S.; requiring home 6
inspectors to maintain an errors and omissions 7
insurance policy; providing an effective date. 8
9
Be It Enacted by the Legislature of the State of Florida: 10
11
Section 1. Subsection (4) of section 468.8313, Florida 12
Statutes, is amended to read: 13
468.8313 Examinations.— 14
(4) The department may review and approve national 15
examinations and state examinations that otherwise meet the 16
generally accepted testing standards criteria of national 17
examinations that the department has certified under s. 18
455.217(1)(d) by a nationally recognized entity that offers 19
programs or sets standards that ensure competence as a home 20
inspector. 21
Section 2. Section 468.8322, Florida Statutes, is amended 22
to read: 23
468.8322 Insurance.—A home inspector shall maintain a 24
commercial general liability insurance policy and an errors and 25

HB 65 2026

CODING: Words stricken are deletions; words underlined are additions.
hb65-00
Page 2 of 2
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

omissions insurance policy in an amount of at least not less 26
than $300,000 per policy. 27
Section 3. This act shall take effect July 1, 2026. 28