Home Inspectors

Plain English Breakdown

The bill status metadata shows conflicting information: it lists 'Passed Legislature' but also states it 'Died in Industries & Professional Activities Subcommittee'. The effective date is listed as July 1, 2026.

New Rules for Home Inspectors in Florida

This bill requires home inspector exams to meet standards certified by the DBPR and mandates that inspectors carry specific insurance policies.

What This Bill Does

• Requires home inspector examinations to meet specified requirements certified by the Department of Business and Professional Regulation (DBPR).
• Allows the department to review and approve national or state exams if they meet generally accepted testing standards criteria from a nationally recognized entity that ensures competence as a home inspector.
• Replaces current insurance rules with a requirement for inspectors to hold both commercial general liability and errors and omissions policies.
• Sets the minimum coverage amount at $300,000 per policy for each required type of insurance.

Who It Names or Affects

• Home inspectors working in Florida
• The Department of Business and Professional Regulation (DBPR)
• Organizations that create or offer home inspector examinations

Limits and Unknowns

• The bill text does not specify the exact name of the nationally recognized entity required to certify exam standards.
• The source material does not explain how inspectors who currently lack this insurance will transition to compliance before July 1, 2026.

Official Summary Text

Home Inspectors; Requires that home inspector examination meet specified requirements certified by DBPR; requires home inspectors to maintain errors & omissions insurance policy.

Current Bill Text

HB 65 2026

CODING: Words stricken are deletions; words underlined are additions.
hb65-00
Page 1 of 2
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

A bill to be entitled 1
An act relating to home inspectors; amending s. 2
468.8313, F.S.; requiring that a home inspector 3
examination meet specified requirements certified by 4
the Department of Business and Professional 5
Regulation; amending s. 468.8322, F.S.; requiring home 6
inspectors to maintain an errors and omissions 7
insurance policy; providing an effective date. 8
9
Be It Enacted by the Legislature of the State of Florida: 10
11
Section 1. Subsection (4) of section 468.8313, Florida 12
Statutes, is amended to read: 13
468.8313 Examinations.— 14
(4) The department may review and approve national 15
examinations and state examinations that otherwise meet the 16
generally accepted testing standards criteria of national 17
examinations that the department has certified under s. 18
455.217(1)(d) by a nationally recognized entity that offers 19
programs or sets standards that ensure competence as a home 20
inspector. 21
Section 2. Section 468.8322, Florida Statutes, is amended 22
to read: 23
468.8322 Insurance.—A home inspector shall maintain a 24
commercial general liability insurance policy and an errors and 25

HB 65 2026

CODING: Words stricken are deletions; words underlined are additions.
hb65-00
Page 2 of 2
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

omissions insurance policy in an amount of at least not less 26
than $300,000 per policy. 27
Section 3. This act shall take effect July 1, 2026. 28