Cost-sharing Requirements for Insulin and Diabetes Supplies

Healthcare

Passed Legislature

This bill passed both chambers and reached final enrollment, even if later executive action is not shown here.

Sponsor: Harris ; Woodson ; (CO-INTRODUCERS) Campbell ; Daley ; Eskamani ; Gottlieb ; Robinson, F. ; Rosenwald
Last action: 2026-03-13
Official status: House - Died in Health Care Facilities & Systems Subcommittee
Effective date: 2026-07-01

Plain English Breakdown

The bill's effective date is July 1, 2026, not January 1, 2027 as mentioned in the candidate explanation.

Cost-sharing Requirements for Insulin and Diabetes Supplies

This bill sets limits on how much health insurance policies in Florida can charge people for insulin and diabetes supplies.

What This Bill Does

Defines what 'cost-sharing requirement' means, which includes deductibles, coinsurance, copayments, or other expenses that insured individuals must pay.
Requires health insurance policies in Florida to not charge more than $35 for a month's supply of insulin.
Limits the amount insurers can ask people to pay out-of-pocket for diabetes supplies like test strips and glucometers to no more than $100 per month.

Who It Names or Affects

People with health insurance who need insulin or diabetes supplies
Health insurance companies that provide coverage in Florida

Terms To Know

cost-sharing requirement: The part of medical costs that a person must pay out-of-pocket, such as deductibles and copayments.

Limits and Unknowns

This bill only affects health insurance policies in Florida.
It does not specify what happens if someone needs more than the monthly limit for supplies or insulin.

Bill History

2026-03-13 House
• Died in Health Care Facilities & Systems Subcommittee
2026-01-13 House
• 1st Reading (Original Filed Version)
2025-11-18 House
• Referred to Health Care Facilities & Systems Subcommittee • Referred to Budget Committee • Referred to Health & Human Services Committee • Now in Health Care Facilities & Systems Subcommittee
2025-11-06 House
• Filed

Official Summary Text

Cost-sharing Requirements for Insulin and Diabetes Supplies; Prohibits health insurance policies from imposing cost-sharing requirements that exceed specified amount for 30 days of insulin & diabetes supplies.

Current Bill Text

Read the full stored bill text

HB 367 2026

CODING: Words stricken are deletions; words underlined are additions.
hb367-00
Page 1 of 2
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

A bill to be entitled 1
An act relating to cost-sharing requirements for 2
insulin and diabetes supplies; creating s. 627.42398, 3
F.S.; defining the term "cost-sharing requirement"; 4
providing applicability; prohibiting health insurance 5
policies from imposing cost-sharing requirements that 6
exceed a specified amount for 30 days of insulin and 7
diabetes supplies; providing an effective date. 8
9
Be It Enacted by the Legislature of the State of Florida: 10
11
Section 1. Section 627.42398, Florida Statutes, is created 12
to read: 13
627.42398 Caps on cost-sharing requirements for insulin 14
and diabetes supplies.— 15
(1) As used in this section, the term "cost-sharing 16
requirement" means an insured's deductible, coinsurance, 17
copayment, or similar out-of-pocket expense. 18
(2) This section applies to all health insurance policies 19
delivered, issued, renewed, or amended in this state on or after 20
January 1, 2027, including policies provided by group, blanket, 21
or franchise health insurers; prepaid limited health service 22
organizations and discount plan organizations; and health 23
maintenance organizations. 24
(3) A health insurance policy may not impose a cost-25

HB 367 2026

CODING: Words stricken are deletions; words underlined are additions.
hb367-00
Page 2 of 2
F L O R I D A H O U S E O F R E P R E S E N T A T I V E S

sharing requirement that exceeds $35 for a 30-day supply of 26
insulin for any insured, regardless of the quantity or type of 27
insulin prescribed. 28
(4) A health insurance policy may not impose a cost-29
sharing requirement that exceeds $100 for 30 days of diabetes 30
supplies, including blood-glucose test strips, glucometers, 31
continuous glucometers, lancets, lancing devices, or insulin 32
syringes, which are used to cure, diagnose, mitigate, prevent, 33
or treat diabetes or low blood sugar for any insured, regardless 34
of the quantity or type of supplies prescribed. 35
Section 2. This act shall take effect July 1, 2026. 36